UniPay Gateway Payment Advice

A white label payment gateway solution is easier to implement than a custom payment gateway product developed from scratch. However, many companies that decide to make some money on white label payment gateway services, make costly mistakes along the way,...

Payment facilitator model is becoming increasingly popular among many types of companies. These include SaaS providers, investment firms, franchise owners, online marketplaces, and others. Thanks to its flexibility and profitability, PayFac model seems to perfectly adjust to the present-day market...

Many present-day companies operate internationally and deal with electronic multi-currency payments. They know, that cross-border transaction processing fees, that international financial institutions charge, are much higher than local transaction fees. People often wonder why international payment processing costs so much....

Some say, low credit card processing fees is the only thing that matters when choosing a payment processor. Found a processor that offers you low fees? Immediately integrate your system with and migrate all your data to this processor’s platform!...

Merchant of record or MOR is an essential link between a company that needs to accept electronic payments and consumers of its products. Merchant of record concept goes far beyond collecting payments for products and services. MOR is responsible for...

Transaction processing cost reduction has always been a powerful tool to increase the revenues for many companies working in the merchant services industry. While in times of economical growth the way to increase revenue is to boost the sales, in...

An investment company with a large portfolio often faces the problem of payment flow unification. In the times when Markowitz came up with his portfolio optimization theory there were no electronic payment technologies yet. However, now implementation of a robust...

Many companies are considering the prospect of becoming a payment facilitator as the most beneficial development of their business model. Just like any other project, related to merchant services industry, a payment facilitation project consists of a business phase and...

If you want to build a payment gateway from scratch or license one of online gateway solutions to provide gateway services under your own brand, you need to understand the key aspects of the process. Building or licensing your own...

Many companies at the present-day merchant services market are considering the prospect of becoming a payment facilitator. While becoming a full-fledged PayFac is associated with a burden of multiple requirements and responsibilities, a white-label solution may be a plausible...

The prospect of having your own payment gateway like Stripe or Square often seems to be the light at the end of the tunnel and the goal that, once achieved, will allow you to solve much of financial and technical...

Some businesses that use the services of third-party gateway providers often wonder if it would be more beneficial for them to license an open source payment gateway product or develop a payment gateway of their own. Will such a transition...

Virtual payment facilitator model is a handy option for software platform providers that want to increase their revenues by providing merchant services to their clients. If a SaaS or POS platform provider wants to become a payment facilitator but is...

Payment facilitator model implementation is a beneficial option for many SaaS and POS platform providers. A software platform provider, that is, usually, acting as an ordinary ISO, already has a certain degree of control over its customers, but is unable...

Processing cost reduction is one of the major challenges faced by merchants and payment facilitators worldwide. Typical credit card processing cost reduction strategies, usually, involve search for a new processor or negotiating better terms with the existing one. However, these...