- Comprehensive Payment Services: A full payment management cycle, including merchant underwriting, transaction processing, recurring billing, and merchant funding.
- Innovative Technology and EMV Terminal Solutions: Cutting-edge SoftPOS solution transforms mobile devices into payment terminals. EMV terminal solutions offer versatility, supporting multiple terminal models and cloud-based integration for centralized operations.
- Customizable Gateway Platform: Tailored payment solutions, including Payments as a Service for startups, White Label Gateway for businesses wanting brand control, and On-Premises Model for enterprises needing full control and customization.
- Payment Facilitator Solution: Flexible PayFac model to automate and enhance payment processing transactions, ensuring efficient onboarding, compliance, and revenue sharing.
Cutting-Edge Payment Platform for Payment Processing
UniPay Gateway Payment Solution is a dynamic, open-source payment gateway designed for businesses seeking advanced payment processing capabilities. With over 15 years of experience, UniPay serves industry leaders, including ISVs, SaaS companies, developers, and large-scale marketplaces. Our scalable solution is trusted by over 20,000 merchants, offering sophisticated tools to efficiently manage complex payment environments. UniPay’s blend of expertise and modern, enterprise-scale technologies ensures businesses can easily and securely meet the challenges of today’s digital marketplace. Discover how UniPay can streamline your payment operations and enhance transaction security.
Key Features and Capabilities of UniPay Gateway
UniPay is a cutting-edge payment technology that is perfectly suited for facilitators and aggregators who require a customizable gateway solution. For businesses seeking access to source code for bespoke adjustments, UniPay presents a tailor-made solution equipped with a complete set of essential features, designed to empower your payment management system with precision and efficiency.
Global Reach
UniPay handles transactions globally, with a strong presence in the US, Canada, and the UK. It offers multi-currency processing and local installations anywhere through licensing, ensuring compliance with local regulations.
Comprehensive Payment Service Technology
UniPay’s technology platform elevates the payment processing landscape by offering advanced, comprehensive payment service technology that supports a full cycle of payment management:
- Merchant Underwriting: Simplifies the merchant account setup with quick validation and robust risk management, ensuring a streamlined onboarding process that mitigates potential risks efficiently.
- Transaction Processing: Ensures the efficient and reliable processing of diverse transaction types, adapting to the dynamic demands of modern commerce with speed and accuracy.
- Recurring Billing: Facilitates effortless management of recurring payments, enhancing customer satisfaction through reliable billing cycles and reducing administrative overhead.
- Merchant Funding: Provides advanced funding solutions to support businesses in maintaining cash flow and capitalizing on growth opportunities, ensuring they have the financial resources required when needed.
Integrated Payment Solutions
UniPay Technology Platforms offer a versatile and robust suite of solutions designed to meet diverse payment processing needs. From transforming mobile devices into payment terminals with SoftPOS to supporting a variety of EMV-compliant devices, UniPay ensures seamless, secure, and efficient transaction management for businesses of all sizes.
SoftPOS Solutions
UniPay’s SoftPOS solution transforms mobile devices into full-fledged payment terminals, supporting contact and contactless payments and popular e-wallets like Apple Pay and Google Pay. This innovative solution integrates seamlessly with your payment app, enabling businesses to accept a wide range of payment methods. UniPay’s SoftPOS is ideal for mobile and on-the-go transactions, offering a convenient and cost-effective way to expand payment acceptance capabilities. By leveraging this technology, businesses can enhance flexibility, improve customer convenience, and streamline payment processes, making it easier than ever to manage transactions anytime, anywhere.
EMV Terminal Solutions
For businesses that utilize traditional payment terminals, UniPay offers extensive support for various EMV-compliant devices such as Sunmi P2 Lite, P2 Pro, and Ingenico Telium 2 models. These terminals are designed for robust performance and security, accommodating a wide range of payment types. UniPay’s EMV solutions include features for both cloud-based and standalone operations, providing flexibility in payment processing and data management. The user-friendly software accompanying these terminals allows for easy setup and customization, ensuring businesses can adapt the terminals to their specific needs. Whether it’s adjusting settings, managing transactions, or integrating with other payment systems, UniPay’s EMV solutions provide a reliable foundation for secure and efficient payment processing.
Solid and Scalable Payment Solutions for Every Business
UniPay offers a range of adaptable payment gateway solutions tailored to meet the specific needs of businesses at different stages of growth and development. These solutions range from easy-to-implement services for startups to highly customizable platforms for large enterprises.
Payments as a Service
For startups and small businesses looking to enter the market without heavy upfront investments, UniPay’s Payments as a Service model provides a straightforward, low-cost entry point into payment processing. This service allows:
- Easy Integration: Provides a plug-and-play solution that utilizes UniPay's established infrastructure for transaction handling.
- Focus on Core Business: Enables concentration on growth and customer engagement without the complexity of managing a payment system.
- Secure and Compliant: Ensures maintenance of security and compliance with industry standards, providing peace of mind for both the business and its customers.
- Scalability: Facilitates the easy expansion of payment options as your business grows and needs evolve.
White Label Gateway
UniPay’s White Label Gateway solution empowers businesses to brand and control their payment processing system. This option allows businesses to:
- Enhance Brand Identity: Provides customization of the look and functionality of the payment gateway to reflect the brand, enhancing customer trust and brand consistency.
- Optimize Cost Efficiency: Reduces transactional costs and increases profitability by optimizing the payment process and minimizing dependency on third-party providers.
- Ensure PCI Compliance: Simplifies meeting compliance requirements with UniPay’s robust infrastructure designed to align with the latest security standards.
On-Premises Model
For enterprises needing ultimate control over their payment infrastructure, UniPay’s On-Premises model offers:
- Full Autonomy: Provides complete control over the payment processing environment, allowing for adjustments and customization based on business needs.
- Scalability: Ensures smooth scaling operations for growing businesses as transaction volumes increase, without sacrificing performance or security.
- Source Code Access: Grants direct access to the payment system’s source code, enabling deep customizations and integration capabilities tailored to complex business requirements.
UniPay Payment Facilitator Model
The Payment Facilitator (PayFac) model allows businesses to streamline and automate the merchant lifecycle management process. This includes underwriting, onboarding, risk assessment, and funding, all through a comprehensive and flexible service platform.
Businesses can choose from different operational modes based on their specific needs and preferences. Our PayFac-as-a-service model provides several customizable options:
- Merchant Underwriting and KYC: Assistance with merchant underwriting, Know Your Customer (KYC) processes, background checks, and risk assessments to ensure compliance and security.
- Instant Merchant Onboarding: A specialized API and ready-made onboarding forms, enabling merchants to start processing payments immediately after completing the form and subscribing to our services.
- Branded Merchant Statements: Transparent merchant statements that bear your company’s logo, enhancing your brand’s visibility and trustworthiness.
- Automated Fee Collection: Fully automated mechanisms for collecting merchant service fees, simplifying financial management.
- Revenue Sharing: Transparent revenue-sharing arrangements, allowing you to earn from payment processing and facilitation services.
Security and Compliance Enhancements
At UniPay, we prioritize the security and compliance of our payment gateway solution to protect sensitive information and ensure reliable transactions. Our comprehensive approach covers data protection, regulatory adherence, and international standards, providing peace of mind to businesses and their customers.
Data Protection
Data protection involves safeguarding sensitive information from unauthorized access, ensuring its confidentiality, integrity, and availability. UniPay employs state-of-the-art techniques to protect data throughout its lifecycle.
- Encryption & Tokenization: Utilize advanced encryption and tokenization techniques to secure sensitive data during transactions and storage.
- Safeguarding Information: Ensure all client data is secured against unauthorized access, enhancing customer trust and confidence.
- Secure Transmission Protocols: Implement secure data transmission methods to guarantee the safety of information during its transfer.
Regulatory Compliance
Regulatory compliance ensures that UniPay adheres to established laws, regulations, guidelines, and specifications relevant to the payment industry. This adherence is critical in maintaining a secure and trustworthy payment environment.
- PCI-DSS Adherence: Strictly comply with the Payment Card Industry Data Security Standard to provide a secure payment environment.
- Regular Security Audits: Conduct frequent audits to validate adherence to security standards and maintain compliance.
- Risk Mitigation: Protect against the legal and financial repercussions associated with non-compliance by ensuring compliance.
International Standards
International standards refer to globally recognized criteria that govern security and operational practices in the payment industry. These standards ensure safe and reliable transaction processing across different countries and regions.
- Global Compliance: Meet international security and operational standards to ensure safe and reliable cross-border transactions.
- Market Expansion Support: Enable businesses to expand internationally with confidence by adhering to recognized security protocols.
- Seamless International Transactions: Ensure secure and reliable transaction processing worldwide by following these standards.
By prioritizing data security through advanced encryption, tokenization, and secure data transmission protocols, UniPay assures businesses and their customers that payment data is handled with the utmost care and confidentiality. Our commitment to maintaining compliance with industry standards reinforces our dedication to providing a secure and trustworthy payment gateway solution.
UniPay: Your Partner in Payment Innovation
UniPay Gateway Payment Solution offers a robust, open-source payment platform designed for businesses of all sizes. UniPay supports complex payment environments with customizable solutions, global transaction handling, and top-tier security and compliance.
UniPay’s innovative technologies, including SoftPOS and EMV Terminal solutions, enhance payment flexibility and security. With options ranging from Payments as a Service to White Label and On-Premises models, UniPay provides tailored solutions to streamline operations and support business growth.
By prioritizing advanced security measures and regulatory compliance, UniPay ensures the protection of sensitive data and reliable global transactions. Choose UniPay to enhance your payment processing capabilities with a secure, efficient, and adaptable platform. Contact us today to learn how UniPay can transform your payment operations.