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UniPayGateway

April 1, 2019
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.

My works have been cited across media and payment blogs. I do my best to help businesses make the most efficient financial decisions that can positively and significantly improve their business growth.

Whether you are a seasoned investor or just starting out in the world of payments, my writing is designed to be accessible to everyone and help people navigate the complex world of payments. So if you want to stay up-to-date on the latest trends and insights in the payment industry, be sure to check out Paylosophy and my published works.

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. On a regular basis, I work with a team of knowledgeable technical people in the space, and I am passionate about finding creative solutions to the challenges presented by the Payments Industry.

I would be happy to help with any questions you might have regarding credit card payment processing, merchant services, EMV certifications, the various ways of becoming a payment facilitator or a payment platform, as well as any other Payment Industry related issues you might be struggling with. Feel free to follow me on Quora, and don’t hesitate to send me links to the specific Quora questions you would like me to answer.

Investment Companies Portfolio Optimization

Enterprise Payment Technology for an Investment Company

An investment company with a large portfolio often faces the problem of payment flow unification. In the times when Markowitz came up with his portfolio optimization theory there were no electronic payment technologies yet. However, now implementation of a robust and unified enterprise payment technology is an essential component of investment portfolio optimization. A venture capital firm or a private equity private company needs to unify its operations  in order to consolidate its processing volume and, potentially, be able to meet the newly emerging needs of its portfolio members. Consolidated payment processing volume allows it to negotiate better processing terms with the acquirer for its entire private equity portfolio. And lower processing costs, usually, mean significantly higher revenues with minimum effort. Besides that, switching to a unified enterprise-level solution allows many portfolio members to overcome the limitations of legacy technologies they rely upon. Another bonus feature of an enterprise payment technology is unification of internal processes, such as reporting, reconciliation, funding, accounting, chargeback handling etc.

More detailed information on the benefits of enterprise payment technologies for investment companies is available in the respective article on Paylosophy.

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