White Label Services Provision

Written by

James Davis

Written by James Davis

Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by

Kathrine Pensatori

Reviewed by Kathrine Pensatori

Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

Who can become a payment facilitator?

Many companies at the present-day merchant services market are considering the prospect of becoming a payment facilitator. While becoming a full-fledged PayFac is associated with a burden of multiple requirements and responsibilities, a white-label solution may be a plausible option even for those, who are not ready to assume this burden all at once. White label services provision is an arrangement when all the services associated with merchant lifecycle (onboarding, provisioning, merchant funding, credit card chargeback handling etc) are performed under the umbrella of a larger PayFac or a PSP under the company’s brand. Such white label branding of services can be both a long-term or an intermediate solution for a company on the way to payment facilitator model. White label software can be later licensed by the white label payment facilitator and taken in-house to be customized as necessary.

Read more about white label PayFac model in our respective article on Paylosophy.