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UniPayGateway

June 17, 2014
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

UniPay Gateway Payment Advice

PSPs for Merchant Fraud Protection

While merchants are constantly facing the risk of consumer fraud, every payment service provider with many merchants in his portfolio is exposed to the threat of merchant fraud. As payment service providers bear financial liability for merchants in their portfolios, merchant fraud can result in substantial financial losses. In order to ...

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Three Pricing Models Of UniPay Gateway

As the number and percentage of online payments is rapidly growing, companies need to review their approaches to online payment processing. If a company wants to become a payment service provider, it needs to establish relationships with merchants (future customers), payment gateways, and banks.Payment Gateway SolutionWhen it comes to relationship with ...

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Three players of merchant services industry

Due to expansion of merchant services industry we are witnessing nowadays, many businesses involved in payment card industry (credit card processing) in this or that way, face the temptation of switching to payment service provider operation mode, in order to increase their revenues.To become a payment service provider it is not ...

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Most Suitable Billing System Model

Nowadays it becomes more and more evident that recurring billing goes far beyond simply charging certain amounts of money from customers at regular time intervals. Any recurring billing company wishing to select the most suitable billing system model to implement, must carefully analyze its particular needs and tasks the system is ...

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Payment Gateway Implementation

Payment system integration is a challenging, time-consuming and labor-intensive task. Any company that wants to integrate with a payment processor has to go through several important steps. Payment system integration is a process that requires much time, resources and efforts. Naturally, development resources for payment system integration must be allocated, but ...

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How to Secure your Payment Systems?

If your company stores customer payment information, you’re likely in the scope for required Payment Card Industry or PCI compliance. Correctly choosing among the available secure payment systems is essential to protecting your customer data, getting PCI compliant and doing business well, no matter how large your company grows.You’ll need to ...

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Introduction to Recurring Billing

In today’s merchant services industry more and more businesses are dealing with recurring billing. The concept of recurring billing goes far beyond charging a certain amount at fixed time intervals. Subscription-based businesses need to keep in mind multiple recurring billing-related issues and features. Such aspects as availability of various recurring billing ...

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Merchant Services Branding

Nowadays merchant services branding is rapidly gaining relevance. More and more companies want to use Payment Pages and bill payment portals, and want the information displayed on those Payment Pages and portals to be branded.Different Payment Processing SolutionsAs people and organizations adapt various types of payment processing solutions, they face the ...

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Payment Solutions: Options to Consider

The overall scale of online payments is rapidly growing around the world. More and more companies that assist other businesses with processing of electronic payments are emerging.More and more businesses are searching for optimal payment solutions to apply within the context of their particular needs. As the demand for these solutions ...

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Optimization of Credit Cards Batch Processing

Credit Cards Batch ProcessingWhat are the options for a merchant when a batch of transactions gets declined? How can a business improve transaction approval rates? How can a merchant avoid unnecessary per-transaction processing costs? Why is it preferable to aggregate charges coming from the same merchant on a customer’s bank statement?The ...

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Payment Gateways: Introduction

Have you ever wondered how merchant services industry works? Have you ever wondered how credit card payments are processed? Do you know how many players are involved in the credit card transaction processing and what criteria need to be considered by a business while selecting the right payment processor or gateway?Mini-Series“Payment ...

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Collections Services

Revenue collections services are critical for any business operating on recurring billing model. While subscription payments tend to make company's products and services more affordable, managing the stream of recurring revenue can represent a major challenge. It's great to give your customers flexibility of installment payments, but what do you do ...

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UniSell: Paperless Contract Solution

UniSell is an innovative open source paperless contract solution, which can be defined as a paperless sales system with integrated lead management and virtual terminal functionality. Built on top of UniBill and UniCharge, it adds the front-end functionality to these backend payment systems, while inheriting all of the powerful payment management features ...

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Having worked in the industry for more than a decade, we know firsthand, how challenging it is to choose an optimal payment processing gateway solution for a business. Indeed, selection and implementation of credit card processing gateway solutions depends on multiple interconnected factors that should be taken into consideration.

In addition to this, various types of businesses—startups, merchants, payment facilitator companies, investment firms, venture capital companies, franchisors, SaaS platforms, and online marketplaces—are all keenly interested in specific payment gateway processing services. All the listed business types have their own specific needs and questions to the industry.

All the listed business types have their own specific needs and questions to the industry.

Let us look at the needs and questions, that different companies have to address.

Payment gateway processing needs and questions

Many of our existing and prospective customers seek relevant gateway processing advice. Categories of our customers and readers include but are not limited to:

  • Various startup businesses;
  • Merchants searching for gateway credit card processing solutions and partnerships;
  • PayFac companies;
  • Different types of independent sales organizations;
  • SaaS platforms choosing between different flavors of credit card payment processing gateway options;
  • Venture capital companies and investment firms;
  • Online marketplaces;
  • Franchise owners;
  • Payment software providers and ISV that want to keep track of the advanced credit card processing payment gateway
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Industry newcomers often focus on basic questions such as “what is a gateway for credit card processing?”. They need to know the roles of acquirers, processors, and gateways, as well as the differences between these entities.

Merchants and payment facilitator companies are looking for payment gateway credit card processing partnerships. Usually, they need to choose between off-the-shelf and white label payment gateway solutions.

Conventional and wholesale ISOs, SaaS companies, franchisors, online marketplaces, and venture capital firms, are considering the prospect of implementing the payment facilitator model.

Larger companies and international corporations are looking for global gateway credit card processing solutions. These businesses want to know more about cross-border transaction fees, multicurrency operations, and payment processing worldwide.

Payment software developers want to know about the latest fintech trends, advanced technologies, and common payment gateway processing error types they should prevent and avoid.

In order to accommodate the needs and answer the questions of the widest spectrum of readers and customers, we are creating high-quality content. It includes both textual and visual information. Presently, payment gateway processing advice is the largest category of information materials, offered at our resource hub. The section features more than 130 topical articles, covering various aspects of electronic payment processing.

Let us take a closer look at the articles published in the payment gateway advice section of our resource hub.

A sneak-peek at our payment gateway processing advice

Articles in the payment advice section are not grouped into specific categories according to topics or target readers. These articles appeared during the last decade to cover the most relevant issues of fintech, payment processing, and payment services provision.

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Some articles explain the basic concepts related to payment processing ecosystems. They include acquirer, processor, gateway, merchant of record (MOR), ISO, conventional and white-label payment facilitator. These articles will be of interest to those who are familiarizing themselves with fintech field.

Articles on multicurrency payment processing, cross-border transaction fees, and handling payments worldwide will be helpful for international companies.

Advice on implementation of white label payment gateway solutions will be beneficial for companies that are looking to have a payment gateway of their own. It turns out that white label payment gateway offerings, such as UniPay Gateway, provide more control than third-party gateways, but require less investments than off-the-shelf solutions developed from scratch by the company’s development team.

Most articles are dedicated to some specific technical aspects of electronic payment handling. For example, these aspects include usage of EMV toolkits, processing of in-app and mobile payments, split funding model, and others.

A special group of our articles with payment gateway advice covers strategic solutions for large projects. These include legacy system replacement, reduction of processing costs, getting out of PCI scope, and others.

If you are looking for an answer to some specific question, relevant for your particular business model, there is a high chance that you will find it in one of the articles from our payment gateway advice category.

To Summarize

The articles from our payment gateway processing advice section will definitely help you navigate the payment services industry. Enjoy reading and watching our content!

And do not hesitate to familiarize yourself with our UniPay Gateway product,  watch a short video guide, and request a demo.

Useful articles to help you: