Trending Articles

To Build or not to Build (Your Own Payment Gateway)?
Modern payment gateway solutions serve two major purposes. First, they harmonize cardholder data formats as it is sent from merchants’ POS systems to payment processors. Second, they ensure security of payment data (provide an additional payment security layer). More and more present-day companies face the tough choice between buying a ready-made gateway product and building their own payment gateway solution from scratch. In the payment gateway services world Hamlet’s famous...
Read more…

A White Label Payment Solution for Your Business
A white label product or service is a third-party commodity that you can offer to your customers under your own brand and logo. If your company wants to provide some additional value, but does not have the necessary resources to implement it, you can resort to the respective white label product. Although it is actually provided by some third partly, in the eyes of your customers (and, possibly, competitors), you...
Read more…

Payment Facilitator Model Explained
Fintech industry is constantly evolving. Emergence of new types of players is an indicator of this evolution. Payment facilitator model is a relatively new concept. However, it is rapidly gaining popularity. Many people confuse it with other terms, such as payment aggregator, payment service provider, or merchant of record. If you want to have a better understanding of PayFac model, this article is for you. In it we will outline...
Read more…

White label Payment Gateway 101
White-labeling concept has become very popular among electronic payment processing industry players. We can witness the emergence and development of white label payment processing services, white label payment facilitator, and white label payment gateway reseller models. These business models have already proven their efficiency at the market. In this article we are going to focus on white label payment gateway model. A white label payment gateway reseller or provider is a...
Read more…

PCI Payment Gateway
Electronic payment processing technologies become more sophisticated with every coming year. But as the process becomes more complex, new gaps emerge, which can be used by fraudsters to compromise cardholder data. During pandemic-induced lockdowns, security of electronic payments has become even more relevant. That’s why every merchant or payment service provider prefer to integrate their platforms with a PCI payment gateway. PCI compliance is a payment card industry security standard, intended...
Read more…

UniPay Integration Experience with Sunmi POS Terminals
The decline in cash payments across the globe has driven the rising demand for point-of-sale (POS) Terminals. In particular, wireless devices such as tablets and smartphones capable of functioning as electronic POS terminals or cash registers are now highly sought after. A great number of payment platforms and payment facilitators are looking for multifunctional ePOSs that would be a seamless match for their payment processing software while providing the best customer...
Read more…

Advantages of Flexible Payment Technologies
Can you imagine a piece of clothes that perfectly fits you all your life, adjusting to all the changes happening to your body? Or clothes that grows with your kid? What could it be made of? Some advanced type of self-reproducing stretchable fiber or plastic, perhaps? In fact, science fiction writers and movie directors have already imagined it for us. Remember, for example, “Back to the future III” movie. Well, in...
Read more…

10 Steps to Become a Payment Facilitator
The topic of becoming a payment facilitator is as fresh and relevant as ever for many companies. During the last decade, we have witnessed a real PayFac boom. To a large extent, it was triggered by demand for payment facilitation services and willingness of acquirers to delegate merchant experience to other entities. Success stories of PayPal, Stripe, Braintree, WePay, and others became model examples to follow. For businesses that already have...
Read more…

How Merchant Onboarding Works and How to Improve It
The concept of merchant onboarding is extremely relevant for both prospective merchants and various types of payment aggregators and resellers, such as ISO, payment facilitators, and payment service providers. Merchant account applicants want to start accepting electronic payments as soon as possible, while payment aggregators of various sorts want to make payment experience for merchants from their portfolios smooth and seamless. In this article we are going to look at...
Read more…

Contactless Payments for Contactless Times
Traditionally, the term “contactless payments” referred to EMV payment solutions based on near-field communication (NFC) technologies. Almost every payment card or app user nowadays is familiar with such technologies as Visa payWave or MC PayPass, not to mention Apple Pay and Google Pay. From cardholder’s perspective it is easy: you just “tap” the terminal with your EMV card or gadget, and transaction comes through. A new perception of contactless payments Presently, the...
Read more…

Payment Facilitators and Acquirers: Rivalry or Symbiosis?
The advance of payment facilitation services during the last decade was tremendous. Initial set of formal rules of the game for payment facilitators was adopted by card networks in 2011. Since then, the PayFac concept has gone a long way. As of now, we are witnessing a situation when independent sales organizations (ISO) are vacating the stage for payment facilitators, while PayFacs themselves are rapidly increasing their market share. So, what...
Read more…

2020 Stock Market Crash and Cost Reduction
While half a year ago the economic recession was only a possibility, the 2020 stock market crash turned it into a tangible fact. The unprecedented impact of coronavirus on economy of all major countries triggered the end of an 11-year bull-market run. It made the key market indices plummet several times during a 3-week period during February and March 2020. Unfortunately for companies, shareholders, and consumers alike, the stock market crash...
Read more…

Best Payment Gateway For an Application or Website
More and more present-day companies are choosing to sell their core products using payment applications, online websites, and marketplace platforms. These companies are striving to embed payment functionality within their websites and applications. For this purpose, every company needs to find the best payment gateway solution to suit its business model. The problem of payment gateway integration is common for several categories of companies operating through online websites and apps. These...
Read more…

The Role of an Acquiring Bank in Transaction Processing
More and more present-day companies need to process electronic payments. Some of them already managed to make a transition from cash-based operations to online transaction processing. Following their example, new market players are trying to find the best solutions that would allow them to process electroinc payments for their core products. What it takes to process transactions electronically Let us now take a look at essential components of electronic payment processing solutions....
Read more…

5 Companies that Benefit from Becoming Payment Facilitators
Before listing benefits of becoming payment facilitators for special businesses, could you tell a major chord from a minor chord? If you can, then you have a good chance of becoming a musician. Are you tall and athletic? If you are, you might make a great basketball player. Are you good at maths and planning? Maybe, you might become a good software developer. Or an inventor of new algorithms. Or...
Read more…

About UniPay Gateway

UniPay Gateway is the accomplished payment gateway software, being flexible and customizable it meets the requirements of the most demanding clients.

The choice of UniPay gateway is the choice of the reliable, time and industry tested payment solution, which can help your business to become more competitive and profitable.

Request Demo

Recent Press Releases