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5 Companies that Benefit from Becoming Payment Facilitators
Can you tell a major chord from a minor chord? If you can, then you have good chances of becoming a musician. Are you tall and athletic? If you are, you might make a great basketball player. Are you good at maths and planning? Maybe, you might become a good software developer. Or an inventor of new algorithms. Or an economist. Anyway, true experts in every area, can, usually, be...
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The Principles of Collaborative Payment Processing
The world of electronic payment processing is now turning into a sort of virtual Babylon. Every processor and acquirer speaks its own language, lives according to its own rules and requirements, and imposes them on its clients. Companies with low processing volumes might not feel it. But as their volumes grow their needs become more sophisticated. They need to partner with new gateways and processing platforms that are capable of meeting...
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Becoming Multicultural: Accepting Payments Worldwide
How many foreign languages do you know? Is it easy for you to learn a new language? Do you like to travel to new countries and geographies? Do you feel at home living among people from other cultures? Are you able to quickly adapt to new places and surroundings? Is it easy for you to build rapport with a foreign person? With the advance of globalization, these questions become more relevant....
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Migrating to a New Payment Processor
What does the word migration mean to you? Huns led by Attila or Mongols led by Genghis Khan sweeping through the continent? Exodus of the Jews from Egypt? American pioneers moving westwards? Mormons moving to Utah to escape persecution on religious grounds? Millions of people changing their homelands in search of a better life? Well, in the world of merchant services migration to a new processor is a common thing. And...
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From Hosted to Licensed Payment Gateway Solution
What is better: renting an accommodation or buying one? Naturally, every answer depends on particular respondent’s situation. And each of the two options has its pros and cons. Some rent accommodations and switch from one landlord to another as often as they find it suitable. Others take burdensome mortgages which take many years to pay out. These are two extreme cases, of course. Besides them there are, in fact, many...
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6 Steps to Replace a Legacy Platform
What is your attitude to change of accommodation? Are you OK with moving to a new place? Of course, everything depends on your particular situation. Living in a cozy little apartment or in a place where you grew up might feel comfortable for a time. However, at some point you realize that you need to move elsewhere. The place might be too small or too old. Or you need to...
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Accepting Payments without a Merchant Account
-Can I pay for a product or service if there is no money in my pocket? -Well, yes, if you have a payment card with you. Or if some payment app is installed on your gadget. In either case, you need to have some money on your respective account. -Can I travel without a passport? -Yes, if it is a local travel within the EU or USA, or the UK etc....
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50 Shades of White-label Payment Gateway
Some people prefer to rent accommodations. Others think that nothing is better than “a place of your own”. But what does the term “place of your own” mean? Is it a house you build from scratch? Or is it just a room in a dorm with your name on the door? After all, anyone can visit you in a dorm, in a rented apartment, or in your own house. And...
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The Evolution of Merchant Services: ISO vs PayFac
About 50 thousand years ago several humanities co-existed on our planet. Relationships of modern humans with other human species (such as Neanderthal etc) ranged from killing and eating each other to interbreeding. Modern-type humans turned out to be better adapted to changing environmental conditions. So, at some point all other human species became extinct. However, fragments of Neanderthal and other archaic DNA patterns can still be found in the DNA...
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How Bear Market is Similar to Becoming a PayFac
“Bears are taking over the stock market”. According to many experts, after almost a decade of bull market, we are entering the bearish zone. During this past decade most investors just bought stock only to sell it at higher price a little later. Alas, “buy low, sell high” formula does not work that well any more. The cruel reality is: hungry bear might be staring into the stock market players’...
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“The Better Foot Before”: a Key to Legacy System Replacement
Imagine, you’ve invited your friends home for dinner and decided to surprise them with some gourmet cooking masterpiece. However, at a certain point in the process of cooking you realize that you’ve confused the sequence of ingredients prescribed by the recipe. Or you simply forgot to add something at the right time, and now it is already too late. So, you have to start all over again or just call...
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3 Benefits of Becoming a PayFac for Franchisors
Imagine, you discover a spring with clear water on your property. What will you do with it? Scenario 1: keep the water source to yourself, to be used by your family and friends only. Scenario 2: start letting people enter your property and use the well for a fee. Scenario 3: start selling bottled water from your spring to whoever wants to buy it. Finally, you can start with scenario...
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Becoming a PayFac is Easier for SaaS Platforms
Would you like to have a cottage somewhere in the mountains? From there you could go hiking and, perhaps, skiing with your friends and family. Plus you could rent it (or part of it) to other people, who also want to go to the mountains and need some place to stay. And if you feel like it, you could even open a small mountain resort there. Transform your cottage into...
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Full-Stack Payment Technology for Investment Companies
Let us assume you are an owner of a classy and popular downtown restaurant. You know that somewhere in the suburb there is a promising new photo studio. A lot of talented young photographers work there. But they are currently using only 25% of their maximum service capacity. Why? Because their customer base is still too small. You invest money into the photo studio and become its co-owner. Then you...
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White-label PayFac: “Try it Before Buy it”
A friend of mine was once telling me that there was no point in buying an accommodation of your own. Back then he thought that renting was a much better option. No significant upfront costs to incur, mortgages to pay, repairs to make, or responsibility to assume. Plus, you are free to go and change the accommodation at any time. The point makes sense. After a few years this same...
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