In recent years, the digital payment landscape has experienced remarkable growth, with a 2021 report forecasting global digital transaction values to exceed US$6.6 trillion. Payment aggregators play a critical role as intermediaries, facilitating seamless financial transactions. However, they face challenges such as fraud management and regulatory compliance. To address these issues, robust, ...
Read moreThe Future of Payment Aggregators: Key Trends The payment industry is undergoing significant changes driven by technological innovations and evolving consumer demands. For payment aggregators, staying ahead of these trends is crucial to stay competitive and satisfy the increasing demands of users.This article delves into seven key trends that are transforming the ...
Read moreUnderstanding the Basics of PayFac What is a Payment Facilitator (PayFac)? A Payment Facilitator, or PayFac, is a company that helps businesses accept payments. They do this by letting multiple businesses use a single master merchant account. This makes it easier for businesses to start accepting payments quickly. PayFacs have become very important ...
Read moreMonetizing payments on your SaaS platform is essential for maximizing revenue and enhancing user satisfaction. By implementing strategic approaches like revenue sharing, transaction fees, value-added services, multiple payment options, and volume discounts, you can create a robust payment ecosystem tailored to your platform's specific needs. Request Free Consultation Revenue Sharing with Payment Providers: ...
Read moreSecuring SaaS payment systems is critical as cyber threats become more advanced. SaaS platforms, valued for their scalability and low maintenance, must enforce strict security measures to protect sensitive data and comply with PCI DSS and GDPR. This article outlines key strategies to safeguard SaaS payments, ensuring fraud protection and regulatory ...
Read moreKey Takeaways A seamless and intuitive UX during payment processing is crucial for enhancing customer satisfaction and retention on SaaS platforms. Ensuring compliance with PCI DSS and implementing strong security measures is vital for protecting user data and maintaining platform trustworthiness. Offering diverse payment options like ACH, EFT, and digital wallets can enhance operational ...
Read moreKey Takeaways Integrating payment facilitation into SaaS platforms boosts revenue, improves user experience, and increases operational efficiency. Choosing the right payment gateway involves aligning with the business model, ensuring security, and meeting regulatory standards for smooth integration. Automated billing and effective dunning management are crucial for maintaining consistent revenue and reducing customer churn in ...
Read moreKey Takeaways Streamline Payments with PayFacs: Payment facilitators enhance operational efficiency and revenue by managing transactions, crucial for e-commerce and digital platforms. Overcome Complex Challenges: Success as a payment facilitator requires navigating regulatory compliance, technical integration, risk management, and customer support effectively. Boost Revenue and Independence: Becoming a payment facilitator provides a new revenue ...
Read moreKey Takeaways Enhancing Software Value with Integrated Payments Integrating payment solutions into software boosts ISVs' product appeal, driving user satisfaction, adoption, and retention. Critical Partner Selection Factors ISVs should prioritize compatibility and scalability when choosing payment partners to prevent integration issues and support growth. Addressing Integration Complexity Selecting payment platforms with well-documented, flexible APIs ...
Read moreIn the evolving landscape of Vertical SaaS platforms, safeguarding sensitive payment information has never been more critical. Tokenization offers a robust solution by substituting sensitive data with unique tokens, mitigating the risks associated with data breaches and fraud. This article outlines the top seven features to consider when selecting a tokenization ...
Read moreKey Takeaways Merchant onboarding is pivotal for SaaS platform success, shaping long-term engagement and satisfaction. Seamless integration reduces setup complexities, enhancing merchant experience and fostering lasting partnerships. Customizable workflows personalize onboarding, speeding up setup and improving satisfaction while reducing support needs. Dynamic regulatory compliance and scalable infrastructure are vital for long-term success and growth in ...
Read moreKey Takeaways Brand Identity Amplified: White-label payment gateways offer custom payment experiences, embedding brand identity at every touchpoint, fostering loyalty, and recognition. Efficiency and Cost Reduction: Adoption of white-label payment gateways streamlines operations, saving costs, and resources, allowing focus on core offerings without sacrificing efficiency. Strategic Marketing Advantage: Customized payment experiences serve as a ...
Read moreKey Takeaways Subscription Management Maximizes Revenue: Diversify billing models, customize options, expand market reach, and gain invaluable customer insights for sustained growth. Financial Flexibility Boosts Client Engagement: Payment scheduling fosters trust, reduces barriers, and expands market reach, enhancing client relationships and service accessibility. Automated Invoicing Elevates Customer Experience: Streamline billing, provide instant confirmation, and ...
Read moreKey Takeaways: Enhanced Brand Consistency: White-label payment solutions bolster brand recognition and trust by providing a unified experience, leading to premium pricing and improved market positioning. Tailored Payment Experiences: Customized solutions cater to individual client needs, boosting satisfaction, reducing costs, and increasing profitability for SaaS platforms. Streamlined Integration and Compliance: Simplified onboarding and reduced ...
Read moreKey Takeaways Omnichannel payment gateways revolutionize Vertical SaaS operations, enhancing customer satisfaction and market reach with seamless payment experiences. Implementing omnichannel solutions requires careful planning, focusing on technical integration, security, compliance, and monetization opportunities for sustained success. Successful case studies demonstrate the tangible benefits of omnichannel payment gateways, including streamlined operations, global expansion, and ...
Read moreHaving worked within fintech industry for more than a decade, we know what a challenge it is to select the best payment solution for a company. Multiple experts and analysts share their knowledge on diverse resources, specializing on publication of fintech news today. It is often hard to sort through the flow of information channeled by fintech newsletters, reputable portals, and websites of fintech companies themselves.
Merchants, SMEs, fintech SaaS companies, payment facilitators – each of these entities requires its own specific kind of advice and fintech consulting. Every business in search of a payment solution has its own specific needs and questions to the industry.
Common fintech questions to answer
Let us list are just a few of the most important and crucial questions that we get from our customers and readers.
Some readers are new to payment technologies, so their first question is: what is a fintech company? Others are already wondering how they can generate new revenue streams from payments. Growing businesses that want to make money on payment processing are interested in the key steps to becoming a full-fledged or a white-label payment facilitator.
Companies that already have established customer bases are considering the prospect of implementing different intermediary models, such as fintech as service or payment as service.
Plenty of businesses want to know the details of implementing their own payment gateway solutions and EMV terminal solutions.
Lastly, a large segment of readers and customers wants to learn about advanced technologies, such as SoftPOS and crypto payment solutions, which might define the future of fintech.
Fintech news, useful tips, and advice
As the industry evolves, new questions arise and there is no one single fintech newsletter which could answer all of them. So, in order to help you safely navigate the industry and select the most suitable payment solution, gateway, platform, or ecosystem for your business model, we have written and organized more than 80 articles, covering various aspects of the subject. In these articles we are trying to address the needs of the widest audience of prospective and existing customers, representing diverse categories of companies.
The main categories of our target readers include, but are not limited to:
- startup businesses,
- merchants of different sizes, (from micro-merchants to SMEs and enterprise-level companies),
- payment facilitators,
- conventional and wholesale ISOs,
- SaaS companies,
- online marketplace owners,
- franchisors,
- venture capital companies and investment firms,
- developers of payment software interested in fintech news and valuable insights.
For example, those who are new to the industry are welcome to familiarize themselves with the role of acquiring banks in it. Neglecting this role might lead to common misconceptions and result in costly mistakes often made by startup businesses.
Those who strive to embrace embedded payments paradigm will find many useful tips in the articles describing, how to implement embedded payments within a business model, and explaining the key aspects and features of the process.
Those who want to add cryptocurrency payment functionality to their payment systems will benefit from reading the articles on the choice of the best crypto gateway for a SaaS platform and on optimal blockchain selection. We are trying to keep up with fintech news and innovative approaches related to crypto payments. Therefore, we have many articles covering this topic.
If you want to implement a SoftPOS solution instead of (or in addition to) a conventional EMV terminal solution, you should read our informative articles on SoftPOS systems and their implementation.
An important segment of our customers consists of SaaS companies and payment facilitators. Therefore, many of our materials address the needs of these types of businesses. We advise paying special attention at our articles on white-label PayFac model, PayFac gateway integration for SaaS platforms, and the key steps to becoming a payment facilitator.
Finally, as our core product is a payment gateway software solution, much of our informative content largely focuses on payment gateway implementation tips. That is why, many of our articles are dedicated to gateway solution flavors and the key phases of payment gateway implementation process. In a separate article we describe gateway options available to PayFacs and SaaS companies. Other businesses in search of a gateway solution will find many useful tips in our article on the different flavors of white-label payment gateway solutions.
To summarize
We have given you a brief overview of key fintech news, innovative solutions, and approaches covered in our trending articles. Hopefully, our materials will help you in your fintech quest. Enjoy studying our content!
Feel free to familiarize yourself with UniPay Gateway product, watch a short video guide, and request a demo.