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UniPayGateway

April 9, 2024
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

Trending Articles

7 Ways White-Label Payment Solutions Can Help Grow Your SaaS Platform

Key Takeaways: Enhanced Brand Consistency: White-label payment solutions bolster brand recognition and trust by providing a unified experience, leading to premium pricing and improved market positioning. Tailored Payment Experiences: Customized solutions cater to individual client needs, boosting satisfaction, reducing costs, and increasing profitability for SaaS platforms. Streamlined Integration and Compliance: Simplified onboarding and reduced ...

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Choosing an Omnichannel Payment Gateway for SaaS Success

Key Takeaways Omnichannel payment gateways revolutionize Vertical SaaS operations, enhancing customer satisfaction and market reach with seamless payment experiences. Implementing omnichannel solutions requires careful planning, focusing on technical integration, security, compliance, and monetization opportunities for sustained success. Successful case studies demonstrate the tangible benefits of omnichannel payment gateways, including streamlined operations, global expansion, and ...

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How White Label Payment Gateways Are Changing Business

Key Takeaways White Label Payment Gateways revolutionize Fintech operations, offering adaptability, efficiency, and brand enhancement opportunities for enterprises navigating the digital economy. Strategic benefits include streamlined branding, simplified security, and effortless integration, empowering businesses to deliver seamless payment experiences while focusing on core operations. Businesses must navigate challenges such as limited customization and performance ...

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Improving Business’s Success with White-Label Payment Solutions

Key Takeaways White Label payment solutions democratize access to sophisticated financial tools, empowering businesses to compete with industry giants efficiently. White-label payment gateways streamline market entry, reduce costs, and enhance scalability, facilitating significant growth for businesses across the financial sector. Successful adoption of white-label solutions has transformed the competitive landscape, enabling niche players to ...

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Maximizing Brand Value with White Label Payment Gateway Solutions

Key Takeaways White label payment gateway solutions enable businesses to brand payment processing services as their own, enhancing brand image and saving resources. These solutions offer customizable branding, technical flexibility, and stringent security protocols crucial for a smooth payment processing experience. There are various types of white-label payment gateways, each with its own advantages ...

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The Potential of White-Label Payment Solutions for Business

Key Takeaways Streamlined Integration: White-label payment solutions offer businesses a streamlined way to integrate sophisticated payment systems without the need for in-house development, allowing them to focus on core offerings. Comprehensive Support: Third-party providers manage intricacies such as seamless integrations, security, fraud prevention, and chargeback handling, ensuring operational smoothness and reliability. Balanced Control: Businesses ...

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6 Things Blocking Payment Gateway Project Success

Key Takeaways UniPay Gateway addresses budget concerns by offering expert guidance on cost estimation and cost-effective models for payment gateway projects, challenging the notion that partnering with a payment system is prohibitively expensive. The platform emphasizes reliable technical support, with over 20 years of experience and dedicated relationship managers, differentiating it from other ...

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ACH Return Codes and How to Make them Helpful

Key Takeaways: ACH return codes are crucial for understanding issues behind ACH payment returns, vital for businesses in the U.S. where ACH payments are prevalent. These codes, prefixed by ‘R’ or ‘C’ (for change notifications), specify the reasons for returns, ranging from insufficient funds to account closure or incorrect details, guiding businesses in ...

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SaaS Recurring Revenue Model Explained

Key Takeaways The SaaS recurring revenue model, fundamental to subscription-based businesses, focuses on analyzing subscription trends to optimize operations, enhance customer value, and address challenges. Key components of this model include expansion, reactivation, and new monthly recurring revenues, which contribute to growth, and churn monthly recurring revenue, which reflects losses from downgrades or ...

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Embedded Payments: Important Aspects and Features

Key Takeaways Embedded payments, integrating payment and merchant management functions into SaaS platforms, offer a seamless payment experience without the complexities of becoming a payment facilitator. Advanced features like omni-channel payment functions, merchant onboarding engines, and efficient reporting mechanisms enhance the embedded payment system's functionality. Web token technology and web hooks play crucial roles ...

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Do Embedded Payments Fit Within Your Business Model?

Key Takeaways Embedded finance, especially within SaaS and software platforms, integrates payment processes into core products, offering streamlined user experiences and new monetization channels. Historical evolution of embedded payments reflects a shift from traditional processor and acquirer roles to software providers incorporating in-house payment management for enhanced control and customization. Successful embedded finance implementation ...

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6 Steps to Implementation of Your SoftPOS Solution

Key Takeaways SoftPOS, a hardware-free mobile point of sale solution, is ideal for businesses requiring flexibility and reduced equipment costs, offering significant advantages for payment facilitators and software companies. Businesses can opt to develop a custom SoftPOS system for greater control or use a white-label solution for ease of implementation, each with distinct ...

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Crypto Payment Solution: How to Choose the Best Blockchain

Key Takeaways Cryptocurrency is transitioning from an investment vehicle to a viable payment medium, prompting merchants and payment facilitators to seek optimal crypto payment gateway solutions for transaction processing. A significant benefit of crypto payments is the elimination of traditional middlemen like banks, potentially reducing transaction fees, but the integration of crypto payments ...

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What is a SoftPOS system?

Key Takeaways SoftPOS technology, leveraging NFC in mobile devices, offers cost-effective and hardware-minimal electronic payment solutions, especially beneficial for micro-merchants and SMEs. The evolution from traditional payment terminals to SoftPOS systems reflects the increased adoption of NFC contactless payments, particularly post-pandemic, necessitating businesses to integrate such technologies. SoftPOS solutions overcome the limitations of conventional ...

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What is the Best Crypto Payment Gateway for a SaaS Platform?

Key Takeaways For merchants, the optimal crypto payment gateway strategy involves researching and selecting a suitable provider, completing KYC procedures, and integrating the gateway with their online platform using plugins or APIs. Platforms, unlike individual merchants, require a more complex approach, focusing on underwriting, efficient merchant funding, payment reconciliation, and transparent reporting, necessitating ...

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Having worked within fintech industry for more than a decade, we know what a challenge it is to select the best payment solution for a company. Multiple experts and analysts share their knowledge on diverse resources, specializing on publication of fintech news today. It is often hard to sort through the flow of information channeled by fintech newsletters, reputable portals, and websites of fintech companies themselves.

Merchants, SMEs, fintech SaaS companies, payment facilitators – each of these entities requires its own specific kind of advice and fintech consulting. Every business in search of a payment solution has its own specific needs and questions to the industry.

Common fintech questions to answer

Let us list are just a few of the most important and crucial questions that we get from our customers and readers.

Some readers are new to payment technologies, so their first question is: what is a fintech company? Others are already wondering how they can generate new revenue streams from payments. Growing businesses that want to make money on payment processing are interested in the key steps to becoming a full-fledged or a white-label payment facilitator.

Companies that already have established customer bases are considering the prospect of implementing different intermediary models, such as fintech as service or payment as service.

Plenty of businesses want to know the details of implementing their own payment gateway solutions and EMV terminal solutions.

Lastly, a large segment of readers and customers wants to learn about advanced technologies, such as SoftPOS and crypto payment solutions, which might define the future of fintech.

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Fintech news, useful tips, and advice

As the industry evolves, new questions arise and there is no one single fintech newsletter which could answer all of them. So, in order to help you safely navigate the industry and select the most suitable payment solution, gateway, platform, or ecosystem for your business model, we have written and organized more than 80 articles, covering various aspects of the subject. In these articles we are trying to address the needs of the widest audience of prospective and existing customers, representing diverse categories of companies.

The main categories of our target readers include, but are not limited to:

  • startup businesses,
  • merchants of different sizes, (from micro-merchants to SMEs and enterprise-level companies),
  • payment facilitators,
  • conventional and wholesale ISOs,
  • SaaS companies,
  • online marketplace owners,
  • franchisors,
  • venture capital companies and investment firms,
  • developers of payment software interested in fintech news and valuable insights.

For example, those who are new to the industry are welcome to familiarize themselves with the role of acquiring banks in it. Neglecting this role might lead to common misconceptions and result in costly mistakes often made by startup businesses.

Those who strive to embrace embedded payments paradigm will find many useful tips in the articles describing, how to implement embedded payments within a business model, and explaining the key aspects and features of the process.

Those who want to add cryptocurrency payment functionality to their payment systems will benefit from reading the articles on the choice of the best crypto gateway for a SaaS platform and on optimal blockchain selection. We are trying to keep up with fintech news and innovative approaches related to crypto payments. Therefore, we have many articles covering this topic.

If you want to implement a SoftPOS solution instead of (or in addition to) a conventional EMV terminal solution, you should read our informative articles on SoftPOS systems and their implementation.

Still have concerns?
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An important segment of our customers consists of SaaS companies and payment facilitators. Therefore, many of our materials address the needs of these types of businesses. We advise paying special attention at our articles on white-label PayFac model, PayFac gateway integration for SaaS platforms, and the key steps to becoming a payment facilitator.

Finally, as our core product is a payment gateway software solution, much of our informative content largely focuses on payment gateway implementation tips. That is why, many of our articles are dedicated to gateway solution flavors and the key phases of payment gateway implementation process. In a separate article we describe gateway options available to PayFacs and SaaS companies. Other businesses in search of a gateway solution will find many useful tips in our article on the different flavors of white-label payment gateway solutions.

To summarize

We have given you a brief overview of key fintech news, innovative solutions, and approaches covered in our trending articles. Hopefully, our materials will help you in your fintech quest. Enjoy studying our content!

Feel free to familiarize yourself with UniPay Gateway product,  watch a short video guide, and request a demo.

Useful articles to help you: