Embarking on payment gateway projects can seem intimidating for many businesses. As a seasoned provider serving various industries, we've come across a multitude of concerns that can deter companies from leveraging efficient payment processing. But with UniPay Gateway's payment platform, these fears are unfounded. We're here to directly address and dispel ...Read more
Having worked within fintech industry for more than a decade, we know what a challenge it is to select the best payment solution for a company. Multiple experts and analysts share their knowledge on diverse resources, specializing on publication of fintech news today. It is often hard to sort through the flow of information channeled by fintech newsletters, reputable portals, and websites of fintech companies themselves.
Merchants, SMEs, fintech SaaS companies, payment facilitators – each of these entities requires its own specific kind of advice and fintech consulting. Every business in search of a payment solution has its own specific needs and questions to the industry.
Common fintech questions to answer
Let us list are just a few of the most important and crucial questions that we get from our customers and readers.
Some readers are new to payment technologies, so their first question is: what is a fintech company? Others are already wondering how they can generate new revenue streams from payments. Growing businesses that want to make money on payment processing are interested in the key steps to becoming a full-fledged or a white-label payment facilitator.
Companies that already have established customer bases are considering the prospect of implementing different intermediary models, such as fintech as service or payment as service.
Plenty of businesses want to know the details of implementing their own payment gateway solutions and EMV terminal solutions.
Lastly, a large segment of readers and customers wants to learn about advanced technologies, such as SoftPOS and crypto payment solutions, which might define the future of fintech.
Fintech news, useful tips, and advice
As the industry evolves, new questions arise and there is no one single fintech newsletter which could answer all of them. So, in order to help you safely navigate the industry and select the most suitable payment solution, gateway, platform, or ecosystem for your business model, we have written and organized more than 80 articles, covering various aspects of the subject. In these articles we are trying to address the needs of the widest audience of prospective and existing customers, representing diverse categories of companies.
The main categories of our target readers include, but are not limited to:
- startup businesses,
- merchants of different sizes, (from micro-merchants to SMEs and enterprise-level companies),
- payment facilitators,
- conventional and wholesale ISOs,
- SaaS companies,
- online marketplace owners,
- venture capital companies and investment firms,
- developers of payment software interested in fintech news and valuable insights.
For example, those who are new to the industry are welcome to familiarize themselves with the role of acquiring banks in it. Neglecting this role might lead to common misconceptions and result in costly mistakes often made by startup businesses.
Those who strive to embrace embedded payments paradigm will find many useful tips in the articles describing, how to implement embedded payments within a business model, and explaining the key aspects and features of the process.
Those who want to add cryptocurrency payment functionality to their payment systems will benefit from reading the articles on the choice of the best crypto gateway for a SaaS platform and on optimal blockchain selection. We are trying to keep up with fintech news and innovative approaches related to crypto payments. Therefore, we have many articles covering this topic.
If you want to implement a SoftPOS solution instead of (or in addition to) a conventional EMV terminal solution, you should read our informative articles on SoftPOS systems and their implementation.
An important segment of our customers consists of SaaS companies and payment facilitators. Therefore, many of our materials address the needs of these types of businesses. We advise paying special attention at our articles on white-label PayFac model, PayFac gateway integration for SaaS platforms, and the key steps to becoming a payment facilitator.
Finally, as our core product is a payment gateway software solution, much of our informative content largely focuses on payment gateway implementation tips. That is why, many of our articles are dedicated to gateway solution flavors and the key phases of payment gateway implementation process. In a separate article we describe gateway options available to PayFacs and SaaS companies. Other businesses in search of a gateway solution will find many useful tips in our article on the different flavors of white-label payment gateway solutions.
We have given you a brief overview of key fintech news, innovative solutions, and approaches covered in our trending articles. Hopefully, our materials will help you in your fintech quest. Enjoy studying our content!
Key Takeaways Staking with Lido Finance: Lido Finance, a non-custodial DeFi platform, offers liquid staking services through smart contracts. You can earn approximately 4% annually by participating in Lido’s staking, and it’s open to both large and small investors. Liquid Staking Explained: Liquid staking with Lido means you don’t have to lock up ...Read more
SaaS recurring revenue model is the primary way of operation of any subscription-based software-as-service provider. Analysis of recurring revenue allows a SaaS or any other company to detect the key trends in the business’s lifecycle. Recurring revenue management largely relies on the results of this analysis. Analytical data allows the management ...Read more
Embedded payments are an essential paradigm in modern-time fintech industry (as our previous article explains). It is an approach that allows vertical SaaS companies and software platforms to incorporate payment experience into their core offerings. At the same time, it does not require as much effort as becoming a payment facilitator. ...Read more
Embedded finance paradigm is becoming increasingly relevant. Multiple present-day companies would like to incorporate embedded payments into their offerings and monetize them. Let us take a closer look at embedded finance definition and historical context of embedded payments’ evolution. Vertical SaaS companies and software platforms are in the most beneficial position ...Read more
Software point of sale systems or SoftPOS solutions are becoming increasingly popular. In this article we will list the key point of sale system costs and components. You should consider them carefully before implementing a SoftPOS solution. The article is primarily targeted at payment facilitators, software companies, and shopping cart platform ...Read more
Crypto currency payment gateway solutions are getting more and more important for both merchants and platforms. Crypto is no longer just an investment vehicle. It is rapidly becoming a payment medium. So, merchants look for optimal crypto payment gateway solutions which would make accepting cryptocurrency payments possible for them. And PayFacs, ...Read more
SoftPOS technology offers a handy way to both make and accept electronic payments. SoftPOS solutions are particularly relevant for micro-merchants and SME.Large-size payment services providers and software platforms also need to offer SoftPOS features within their omnichannel solutions. So, in this article we are going to provide a brief description of ...Read more
What might be the best crypto payment gateway option for your business? Of course, multiple cryptocurrency payment gateway offerings are out there. At the same time, these offerings are mostly merchant-centric. If you are not an ordinary merchant, but a shopping cart or SaaS platform owner, then your choices are much ...Read more
A crypto payment gateway solution is something many companies need and search for. Almost every one of us knows about cryptocurrencies, blockchains, and defi platforms. However, until now, most people considered crypto too volatile and risky. As the realities change, cryptocurrency gateway technologies are on the rise. The right time for crypto ...Read more
PA DSS and PCI compliance remain in the focus of Paymentech industry. Presently, COVID19 epidemic shifted the preferences of many buyers and sellers from cash to electronic payments. Indeed, payments that involve less physical contact, are less risky in terms of sanitary requirements. PCI compliance and PCI data security standard update Global increase ...Read more
Payment platforms always tried to diversify their revenue streams and customer bases. One of the common diversification strategies is to support as many payment types as possible. These payment types include ACH payments, credit/debit cards, and (a recent addition) cryptocurrency operations. Why cryptocurrencies? Will cryptocurrencies survive the fall of interest rates? All world economies ...Read more
Many startup businesses from Asia, Africa, and Latin America are facing problems finding a proper payment gateway solution. Merchants from these geographies are often interested in accepting payments from customers in the US and Europe. However, sometimes they are unaware of serious credit card processing risks, particularly, those related to geographical ...Read more
SaaS platform owners are among top candidates for becoming payment facilitators. Other candidates include independent software vendors, online marketplaces, and franchise owners. All these business models (including SaaS model) have “know your customer” logic. They also have established customer bases. So, they are already on the way to becoming PayFacs. Now, let ...Read more
Building or licensing your own payment gateway involves many important aspects, both business and technical. The two conceptual options are as follows. Option one is to try to build a custom payment gateway from scratch. Option two is to license an off-the shelf solution and try to customize it according to ...Read more