We help Fortune 500 Companies organize their
payment solution architecture
We support over 100 Software Platforms
facilitating their payments
We assist the largest US PayFacs in delivery
of a seamless user experience
We actively work to enable crypto processing for Ethereum, BSC, and Polygon
We support numerous payment terminal
models through our API endpoint
UniPay Gateway is the leading Omnichannel payment processing and management solution for PayFacs, Saas and equity firms operating worldwide. With UniPay Platform you have the options of an affordable white label payment gateway solution, a full on-premise software license (including the source code), which ensures the top-quality payment processing experience for businesses of any size. Looking for the best SaaS payment gateway solution to implement within your business model? UniPay Gateway might be the right choice.
We assist you in choosing the right Acquiring Partner based on your geography and processing needs
We review specifications and APIs of any services you will need to onboard merchants and run transactions
We help you decide which our offering and which hosting option would be most appropriate for you
We assist you with drafting of necessary legal agreements and help with PCI compliance
We implement any needed integrations, migrate data, and train your staff
We share the joy of you having your ideal payment solution
In order to create your own payment gateway, you might choose one of several strategies. You can create your own payment gateway from scratch or partner with a white label payment gateway provider. White label payment gateway cost is lower than the cost of custom payment solutions. A gateway built from scratch involves higher costs, but provides unlimited control over the process.
A good strategy might be to license a white label online payment gateway and then, as your processing volumes grow and your needs become more sophisticated, take it in-house as an open source payment processing software code. UniPay Gateway product, for instance, is available in both in hosted (cloud) and licensable open-source code versions. So, keep in mind: the best SaaS payment gateway is not always the one developed from scratch.
Alas, there is no universal answer that fits all companies. A good open source payment gateway product is a flexible one. Present-day direction of payment system software development is largely determined by flexibility and customizability. Best SaaS payment gateway offerings follow this trend.
All electronic payment industry players and their respective customers have their specific needs. Moreover, these needs constantly evolve. So, it makes sense to partner with a white label payment gateway provider that can accommodate these needs and adjust to their evolution. If such a provider makes its payment processing software open source, this step opens new horizons for its customers.
A global payment processor is often reluctant to allow its clients to introduce changes into its third-party or white label payment offering. At the same time, flexible smaller companies offer open source payment gateway API. This API is capable of accommodating all the newly emerging needs of their clients. So, when searching for the best open source payment gateway, most companies choose flexible and easily customizable products. United Thinkers’ flagship product, UniPay Gateway, with its unified API is a vivid example.
The key benefit of white label payment solutions is that their users can provide payment services under its own brands. Instead of building a full-fledged modern payment solution from scratch, incurring huge upfront costs, and assuming all the liability, they can choose the optimal degree of control and responsibility suiting their specific business case. Depending on these factors, a company can choose an optimal flavor of a white label payment solution.
The best SaaS payment gateway might be a solution that can evolve together with the company’s needs. For example, UniPay Gateway is a white label payment gateway solution, available in both hosted and licensable open source code versions. Depending on your processing volumes and needs you can opt for one of these versions. Moreover, if necessary, you can always move from one version to another.
Modern omnichannel digital payment solutions should, indeed, include crypto payment functionality. However, not all of them include it as yet. Many large payment services providers try to bolt crypto payment solutions on top of their existing omnichannel offerings. However, from merchants’ viewpoint, the best option would be to use crypto-friendly omni-channel payment processing solutions. That is why United Thinkers team is working on improvement of crypto payment functionality within its omnichannel UniPay Gateway product.
True, the share of crypto payments in the total volume is rapidly increasing. However, in the nearest time merchants will still mostly rely on conventional payment methods. So, in our view, the most viable crypto payment solutions are the ones, available within omnichannel offerings. The best SaaS payment gateway should be a crypto-friendly omnichannel solution rather than a crypto-only one.
Many (but not all) present-day payment gateways do include payment terminal solutions. The best SaaS payment gateway for your company is the one that supports a terminal solution of some sort. We should stress, that a payment terminal solution is not just the hardware. Such a solution includes other important aspects, such as payment terminal fulfillment mechanisms and payment terminal software, including TMS.
While choosing your EMV payment terminal solution, keep in mind that SoftPOS technology is rapidly gaining popularity. Besides that, Android-powered terminals are easier to operate, if your main application is an Android-based one. UniPay Gateway solution, for example, supports several payment terminal solutions by Ingenico and Sunmi. So, we might call it an EMV payment gateway. Moreover, it offers a so-called payment terminal cloud technology, allowing terminals to communicate directly with the server, and reducing the merchant’s PCI exposure. Finally, it supports SoftPOS functionality and remote key injection mechanism. If you need to make further adjustments, you are free to license an open source code version.
A good recurring billing solution is able to manage customer subscriptions and payment plans in the best way. Important functions in this context include freezing, deferment, and various adjustments of payment plans. Advanced recurring billing functions include more flexible account balancing mechanisms as well as support of multiple payment plans and diverse payment options. The best SaaS payment gateway solution for your business should support all these functions. UniPay Gateway solution includes a special module called UniBill, specifically targeted at recurring payment management. Recurring billing is an integral part of the entire solution, giving you access to all payment forms. So, you are free to use all of the supported forms of payment with your recurring subscriptions.