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UniPayGateway

January 10, 2018
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.

My works have been cited across media and payment blogs. I do my best to help businesses make the most efficient financial decisions that can positively and significantly improve their business growth.

Whether you are a seasoned investor or just starting out in the world of payments, my writing is designed to be accessible to everyone and help people navigate the complex world of payments. So if you want to stay up-to-date on the latest trends and insights in the payment industry, be sure to check out Paylosophy and my published works.

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. On a regular basis, I work with a team of knowledgeable technical people in the space, and I am passionate about finding creative solutions to the challenges presented by the Payments Industry.

I would be happy to help with any questions you might have regarding credit card payment processing, merchant services, EMV certifications, the various ways of becoming a payment facilitator or a payment platform, as well as any other Payment Industry related issues you might be struggling with. Feel free to follow me on Quora, and don’t hesitate to send me links to the specific Quora questions you would like me to answer.

Payment Gateway Integration for E-commerce

More and more products today are sold and purchased through e-commerce websites. An e-commerce website is not only a place to share information but, in a way, an online store, where products and services are offered to customers. So, how can you accept payments if you are selling products and services through a website? The incorporation of payment processing mechanisms into an e-commerce website is a crucial task, involving technical and business aspects. Payment gateway integration is one of the most important ones among these aspects.

Aspects of payment gateway integration

The technical side of the problem requires you to outline the basic functions you expect your website to support. Are you going to use hosted payment pages to accept payments? Do you need to support recurring payments? What is your PCI status and will you require tokenization services?

The business side of the problem concerns the details of your future partnership with the gateway. Are you bringing new customers to the payment gateway? Would you like to share residual revenue with the payment gateway provider? Are you yourself a provider of a large platform used by multiple merchants? If the answer is yes, maybe it is time to consider switching to the payment facilitator model and enjoy its benefits?

Whatever type of business you represent, adding a payment gateway to your website, is a challenging task, that should be addressed carefully, from both business and technical standpoints.

Read more about the challenges of payment gateway integration for e-commerce websites in the respective article on Paylosophy.

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