Payment Gateway Integration for E-commerce

Written by

James Davis

Written by James Davis

Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by

Kathrine Pensatori

Reviewed by Kathrine Pensatori

Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

More and more products today are sold and purchased through e-commerce websites. An e-commerce website is not only a place to share information but, in a way, an online store, where products and services are offered to customers. So, how can you accept payments if you are selling products and services through a website? The incorporation of payment processing mechanisms into an e-commerce website is a crucial task, involving technical and business aspects. Payment gateway integration is one of the most important ones among these aspects.

Aspects of payment gateway integration

The technical side of the problem requires you to outline the basic functions you expect your website to support. Are you going to use hosted payment pages to accept payments? Do you need to support recurring payments? What is your PCI status and will you require tokenization services?

The business side of the problem concerns the details of your future partnership with the gateway. Are you bringing new customers to the payment gateway? Would you like to share residual revenue with the payment gateway provider? Are you yourself a provider of a large platform used by multiple merchants? If the answer is yes, maybe it is time to consider switching to the payment facilitator model and enjoy its benefits?

Whatever type of business you represent, adding a payment gateway to your website, is a challenging task, that should be addressed carefully, from both business and technical standpoints.

Read more about the challenges of payment gateway integration for e-commerce websites in the respective article on Paylosophy.