What payment gateway you should choose for your ecommerce store depends on many factors, including the size of your company and your payment processing needs. The best ecommerce platform comes with the features you need to do business today and in the future.
The first step is choosing whether to use a hosted payment gateway or an integrated payment gateway for your ecommerce store.
About Hosted Payment Gateways
When you choose a hosted payment gateway, your website’s customers are redirected to a secure payment gateway on the processor’s platform. Once at that site, the customer enters their payment information.
With this setup, there’s little for your company to do, and PCI compliance isn’t an issue since data security is handled by the payment processor. This is the simplest way to handle payment processing, but in most cases it doesn’t give your customers a seamless experience. They will realize their payment is being handled by someone else.
About Integrated Payment Gateways
When you select an integrated payment gateway, customers never leave your site to complete their order, providing a smooth experience from start to finish. For an ecommerce store, this provides the most professional and seamless credit card processing.
But integration with this kind of secure payment gateway can be complicated, and small companies may not find an integrated payment gateway that’s right for them. Your company is also in the scope for PCI compliance since you will be collecting personal information.
More To Consider
For many companies, the choice of payment card processors comes down to price. Also, if your company operates bricks-and-mortar locations in addition to a website, you may need to select an all-in-one payment platform that will work in your stores. Not all ecommerce platforms are available with a complete omni-channel payment gateway that can accommodate every aspect of your business.
If you’re weighing your options for hosted payment gateways, integrated payment gateways and considering other aspects of getting your ecommerce store up and running – or running better, we’re here to help. The UniPay gateway is available as either a hosted or integrated payment gateway. Contact us for more information on choosing the UniPay gateway.