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UniPayGateway

February 10, 2021
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.

My works have been cited across media and payment blogs. I do my best to help businesses make the most efficient financial decisions that can positively and significantly improve their business growth.

Whether you are a seasoned investor or just starting out in the world of payments, my writing is designed to be accessible to everyone and help people navigate the complex world of payments. So if you want to stay up-to-date on the latest trends and insights in the payment industry, be sure to check out Paylosophy and my published works.

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. On a regular basis, I work with a team of knowledgeable technical people in the space, and I am passionate about finding creative solutions to the challenges presented by the Payments Industry.

I would be happy to help with any questions you might have regarding credit card payment processing, merchant services, EMV certifications, the various ways of becoming a payment facilitator or a payment platform, as well as any other Payment Industry related issues you might be struggling with. Feel free to follow me on Quora, and don’t hesitate to send me links to the specific Quora questions you would like me to answer.

Payment Card Decline Recycling

Credit card declines and dealing with them can be real problems for every business that deals with recurring payments processing. Generally speaking, credit card declines can occur for various reasons such as insufficient funds, “account closed,” and the like. In these cases, payments cannot be processed, therefore the transaction is declined by the payment gateway, processor, or bank.

Of course, this can have a detrimental effect on merchants as many customers will choose to seek services with other merchants to shop with convenience. Therefore, smooth transaction processing without disruptions and inconveniences for customers is a high priority for online businesses.

If you’re looking to minimize the number of credit card declines your business is experiencing, there’s a reliable solution available for you. Payment Card Decline Recycling is a good option that payment gateway partners can provide you with. It allows merchants the ability to make additional attempts to authorize a card payment.

Video about Payment Card Decline Recycling

Looking to learn more about Payment Card Decline Recycling? How does it work? How it enhances the payment processing experience for recurring payments?
As industry experts with more than 15 years of experience in the payments field, we’ve created an insightful video guide. It explains how online businesses can benefit from a payment gateway option like credit card transaction decline and recover most of the declined transactions.

We hope you’ll find our video insightful and beneficial. We’re confident that, after watching, card decline messages will no longer be a worry. Stay tuned for more videos about core payment gateway features, coming soon!

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