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Home UniPay Gateway Infographics Processing Lifecycle Diagram

Processing Lifecycle Diagram

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Visualizing Processing Lifecycle
Written by
James Davis
Visualizing Processing Lifecycle
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Visualizing Processing Lifecycle
Reviewed by
Katherine Pensatori
Visualizing Processing Lifecycle
Reviewed by Katherine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

Key stages of transaction processing lifecycle

Transaction processing lifecycle involves several key stages. UniPay platform is involved in most of them. Payments of different types are submitted to the system using various entry modes (chipped card, magnetic swipe, etc.) and devices (payment terminals, mobile devices, etc.). Recurring billing is handled by the special UniBill module within the system.

All other transactions are streamlined to UniCharge module, which also handles merchant funding and provisioning, as well as exchanges information about processed transactions and chargebacks with the processor or acquiring bank.

Processing Lifecycle
Processing Lifecycle
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