
Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.
My works have been cited across media and payment blogs. I do my best to help businesses make the most efficient financial decisions that can positively and significantly improve their business growth.
Whether you are a seasoned investor or just starting out in the world of payments, my writing is designed to be accessible to everyone and help people navigate the complex world of payments. So if you want to stay up-to-date on the latest trends and insights in the payment industry, be sure to check out Paylosophy and my published works.

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. On a regular basis, I work with a team of knowledgeable technical people in the space, and I am passionate about finding creative solutions to the challenges presented by the Payments Industry.
I would be happy to help with any questions you might have regarding credit card payment processing, merchant services, EMV certifications, the various ways of becoming a payment facilitator or a payment platform, as well as any other Payment Industry related issues you might be struggling with. Feel free to follow me on Quora, and don’t hesitate to send me links to the specific Quora questions you would like me to answer.
What payment gateway you should choose for your e-commerce store depends on many factors, including the size of your company and your payment processing needs. The best e-commerce platform comes with the features you need to do business today and in the future.
The first step is choosing whether to use a hosted payment gateway or an integrated payment gateway for your e-commerce store.
When you choose a payment gateway, your website’s customers go to a secure payment gateway on the processor’s platform. Once at that site, the customer enters their payment information.
With this setup, there’s little for your company to do, and PCI compliance isn’t an issue since the payment processor handles data security. A payment gateway is the simplest way to handle payment processing. But in most cases, it doesn’t give your customers a seamless experience.
When you select an integrated payment gateway, customers never leave your site to complete their order. The main thing every payment system should provide is a smooth experience from start to finish. For an e-commerce store, this is the most professional and seamless credit card processing functionality.
But integration with this kind of secure payment gateway is difficult. Some small companies may not find a payment gateway that’s right for them. Your company is also in the scope of PCI compliance since you will be collecting personal information.
For many companies, the choice of payment card processors comes down to price. Also, if your company operates brick-and-mortar locations in addition to a website, you may need to select an all-in-one payment platform that will work in your stores. Not all eCommerce platforms are available with a complete omnichannel payment gateway that can accommodate every aspect of your business.
If you’re weighing your options for hosted payment gateways, integrated payment gateways, and considering other aspects of getting your e-commerce store up and running – or running better, we’re here to help. The UniPay gateway is available as either a hosted or integrated payment gateway. Contact us for more information on choosing the UniPay gateway.
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