January 2, 2019
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

Trending Articles

3 Steps to Lower Your Processing Costs

“So, how much processing costs are you paying for transaction processing?” I once asked a friend of mine who owned a small retail store. According to his words, he was paying only 2.5%. But when we looked through his merchant statements, it turned out he was actually paying 5.8%. Quite a ...

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What is the Best Payment Gateway For Payment Facilitators?

Is it time to become a payment facilitator and choose the best payment gateway to make more money on payment processing? This is a question which many companies ask themselves every day. Is your company one of them? Maybe, you have already considered the prospect of becoming a PayFac and answered ...

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Recurring Billing Solution

There are several ways to approach recurring billing solution, and your company must make the right choice for success. First, you should take into consideration the type of recurring billing your company needs to support. Also, you will need to make sure that the solution you choose matches your way of doing ...

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VR and AR: What Do These Terms Mean? And Are Shoppers Ready?

Virtual reality and augmented reality are perhaps the next big revolution coming to the retail industry. Not since online shopping changed the face of retail has something this important, and this market-changing comes along. But what are VR and AR – and are shoppers ready for these new ways to shop? Online ...

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Key Factors To Consider When Creating An E-Commerce Marketplace

There’s more to starting an online business or taking a business into the digital marketplace than throwing up a website. A successful e-commerce marketplace sells compelling products and responds quickly to every customer service concern or inquiry. People are willing to buy just about anything from an e-commerce website these days – ...

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Payment Gateway API: important Services

When choosing a payment gateway API for credit card processing, it makes sense to look at the software that perfectly matches your business needs. However, there may be no perfect payment gateway API. There’s surely a company that lines up with your needs better than other choices. Thus, it's important to ...

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Fraud Detection Software

Credit card fraud protection must be a top concern of any business. While fraudsters often make a full-time job of finding opportunities to take advantage of you and your customers, you have other business to deal with. That’s why it’s essential that you have fraud detection software and other machine-driven methods ...

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Classical vs. Collaborative Payment Processing

In this infographic, we will navigate you through the difference between classical vs. collaborative payment processing. Every payment gateway, processor, or bank uses its own payment system (often a unique one). In order to establish a new payment gateway or payment processor relationship, your business has to go through a labor-intensive ...

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Collaborative Payment Processing to facilitate payments

Due to the evolution of payment methods, collaborative payment processing has become a new standard recently. When companies plan on selling online, they will need payment processing platforms and it should be scalable as well. When the volume is low, integrating with a third-party payment gateway makes more sense. However, when the ...

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Traditional vs. Mobile Credit Card Processing: What to Choose?

Once a business decides that it needs to accept credit cards, it must determine how to make that happen. Choosing the right credit card processing system for business transactions is essential for success. Location is the most crucial factor in deciding whether you should choose mobile credit card processing or a traditional ...

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The Rise Of Cryptocurrencies, Including Bitcoin And More

When examining the modern financial world, it is important to mention cryptocurrencies. Most of us associate cryptocurrencies with illegitimate activities like money laundering, terrorist financing, and tax evasion. However, it's hard to find good information about Bitcoin and how they will change credit card payment processing and other services that payment gateway providers ...

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Optimisation of payment processing for Online customers

One of the best ways to increase conversions and sales is to make it easy for your customers to pay. But how can you make the payment process easier for your online customers? It starts with choosing the right payment processor for your ecommerce website. The right payment service provider can offer ...

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The best terminal solution

Choosing the right credit card terminal solution is essential to the smooth operation of your business. A good retail POS system means your business is ready for the challenges of today and tomorrow. Payment terminals vary widely, but software for point of sale isn't all the same either. A retail POS system ...

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Having worked within fintech industry for more than a decade, we know what a challenge it is to select the best payment solution for a company. Multiple experts and analysts share their knowledge on diverse resources, specializing on publication of fintech news today. It is often hard to sort through the flow of information channeled by fintech newsletters, reputable portals, and websites of fintech companies themselves.

Merchants, SMEs, fintech SaaS companies, payment facilitators – each of these entities requires its own specific kind of advice and fintech consulting. Every business in search of a payment solution has its own specific needs and questions to the industry.

Common fintech questions to answer

Let us list are just a few of the most important and crucial questions that we get from our customers and readers.

Some readers are new to payment technologies, so their first question is: what is a fintech company? Others are already wondering how they can generate new revenue streams from payments. Growing businesses that want to make money on payment processing are interested in the key steps to becoming a full-fledged or a white-label payment facilitator.

Companies that already have established customer bases are considering the prospect of implementing different intermediary models, such as fintech as service or payment as service.

Plenty of businesses want to know the details of implementing their own payment gateway solutions and EMV terminal solutions.

Lastly, a large segment of readers and customers wants to learn about advanced technologies, such as SoftPOS and crypto payment solutions, which might define the future of fintech.

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Fintech news, useful tips, and advice

As the industry evolves, new questions arise and there is no one single fintech newsletter which could answer all of them. So, in order to help you safely navigate the industry and select the most suitable payment solution, gateway, platform, or ecosystem for your business model, we have written and organized more than 80 articles, covering various aspects of the subject. In these articles we are trying to address the needs of the widest audience of prospective and existing customers, representing diverse categories of companies.

The main categories of our target readers include, but are not limited to:

  • startup businesses,
  • merchants of different sizes, (from micro-merchants to SMEs and enterprise-level companies),
  • payment facilitators,
  • conventional and wholesale ISOs,
  • SaaS companies,
  • online marketplace owners,
  • franchisors,
  • venture capital companies and investment firms,
  • developers of payment software interested in fintech news and valuable insights.

For example, those who are new to the industry are welcome to familiarize themselves with the role of acquiring banks in it. Neglecting this role might lead to common misconceptions and result in costly mistakes often made by startup businesses.

Those who strive to embrace embedded payments paradigm will find many useful tips in the articles describing, how to implement embedded payments within a business model, and explaining the key aspects and features of the process.

Those who want to add cryptocurrency payment functionality to their payment systems will benefit from reading the articles on the choice of the best crypto gateway for a SaaS platform and on optimal blockchain selection. We are trying to keep up with fintech news and innovative approaches related to crypto payments. Therefore, we have many articles covering this topic.

If you want to implement a SoftPOS solution instead of (or in addition to) a conventional EMV terminal solution, you should read our informative articles on SoftPOS systems and their implementation.

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An important segment of our customers consists of SaaS companies and payment facilitators. Therefore, many of our materials address the needs of these types of businesses. We advise paying special attention at our articles on white-label PayFac model, PayFac gateway integration for SaaS platforms, and the key steps to becoming a payment facilitator.

Finally, as our core product is a payment gateway software solution, much of our informative content largely focuses on payment gateway implementation tips. That is why, many of our articles are dedicated to gateway solution flavors and the key phases of payment gateway implementation process. In a separate article we describe gateway options available to PayFacs and SaaS companies. Other businesses in search of a gateway solution will find many useful tips in our article on the different flavors of white-label payment gateway solutions.

To summarize

We have given you a brief overview of key fintech news, innovative solutions, and approaches covered in our trending articles. Hopefully, our materials will help you in your fintech quest. Enjoy studying our content!

Feel free to familiarize yourself with UniPay Gateway product,  watch a short video guide, and request a demo.

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