Trending Articles

How Bear Market is Similar to Becoming a PayFac
“Bears are taking over the stock market.” According to many experts, after almost a decade of a bull market, we are entering the bearish zone. During this past decade, most investors just bought stock only to sell it at a higher price a little later. Alas, “buy low, sell high” formula does not work that well anymore. The cruel reality is: hungry bear might be staring into the stock market...
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“The Better Foot Before”: a Key to Legacy System Replacement
Imagine, you’ve invited your friends home for dinner and decided to surprise them with some gourmet cooking masterpiece. However, at a certain point in the process of cooking, you realize that you’ve confused the sequence of ingredients from the recipe. Or you simply forgot to add something at the right time, and now it is already too late. So, you have to start all over again or just call the...
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3 Benefits of Becoming a PayFac for Franchisors
Imagine you discover spring with clear water on your property. What will you do with it? Scenario 1: keep the water source to yourself, to be used by your family and friends only. Scenario 2: start letting people enter your property and use the well for a fee. Scenario 3: start selling bottled water from your spring to whoever wants to buy it. Finally, you can start with scenario 1, and then gradually switch...
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Benefits of Becoming a PayFac for SaaS Platforms
Would you like to have a cottage somewhere in the mountains? From there you could go hiking and, perhaps, skiing with your friends and family. Plus you could rent it (or part of it) to other people, who also want to go to the mountains and need some place to stay. And if you feel like it, you could even open a small mountain resort there. Transform your cottage into...
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Full-Stack Payment Technology for Investment Companies
Let us assume you are the owner of a classy and popular downtown restaurant looking for a payment technology. You know that somewhere in the suburb there is a promising new photo studio. A lot of talented young photographers work there. But they are currently using only 25% of their maximum service capacity. Why? Because their customer base is still too small. You invest money into the photo studio and...
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White-label PayFac: “Try it Before Buy it”
Do you know the difference between classic PayFac model white-label payfac? A friend of mine was once telling me that there was no point in buying an accommodation of your own. Back then, he thought that renting was a much better option. No significant upfront costs to incur, mortgages to pay, repairs to make, or responsibility to assume. Plus, you are free to go and change the accommodation at any...
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Your Own Payment Gateway: Is it the Right Thing for You?
What having your own payment gateway means to you? An image-booster? More control over payment processing? Reduction of payment processing costs? Foundation for a new payment ecosystem? Here are 3 cases when owning a payment gateway makes sense: For image purposes, you want your customers to perceive you as a payment service provider. In this case, you do not really need to own a payment gateway. You can work out a white-label...
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5 Things You Should Know about PCI Compliance
Remember those strange bright signs marking vehicles transporting chemicals by road? Or those movies with guys, whose faces you cannot see, because they are wearing hermetic protective suits? How are they carefully holding strange tubes with some shiny substances? Or special cases marked with a red cross containing human organs for transplantation? Surely, you’ve seen one in the final scene of “The Real McCoy,” haven’t you? Now imagine that a police...
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Does your processor support all the technical features you need?
Many payment industry players like merchants, ISOs, payment facilitators, and PSPs are not satisfied with their payment processing relationships. In most cases, their current processors do not support some particular technical features they need. Top Technical Features to Look for in a Payment Gateway Besides transaction processing costs, technical features are important criteria of payment processing partner selection. Specific factors include: ease of integration with the processor’s platform, user-friendly reconciliation and settlement logic, ...
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3 Steps to Lower Your Processing Costs
“So, how much processing costs are you paying for transaction processing?” I once asked a friend of mine who owned a small retail store. According to his words, he was paying only 2.5%. But when we looked through his merchant statements, it turned out he was actually paying 5.8%. Quite a difference, isn’t it? Was that merchant so ignorant? Well, yes and no; the truth is, some people simply do not...
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What is the Best Payment Gateway For Payment Facilitators?
Is it time to become a payment facilitator and choose the best payment gateway to make more money on payment processing? This is a question which many companies ask themselves every day. Is your company one of them? Maybe, you have already considered the prospect of becoming a PayFac and answered the question affirmatively. The biggest challenge about becoming a PayFac is, perhaps, finding the proper technology. We can bet, many...
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Considering Recurring Billing Solution Features, Needs And Models
There are several ways to approach recurring billing solution, and your company must make the right choice for success. First, you should take into consideration the type of recurring billing your company needs to support. Also, you will need to make sure that the solution you choose matches your way of doing business. When deciding on a recurring billing solution, consider: ease of payment plan set up through the user interface or...
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VR and AR: What Do These Terms Mean? And Are Shoppers Ready?
Virtual reality and augmented reality are perhaps the next big revolution coming to the retail industry. Not since online shopping changed the face of retail has something this important, and this market-changing comes along. But what are VR and AR – and are shoppers ready for these new ways to shop? Online shopping hasn’t evolved much in recent years – except that it works better than ever because of faster Internet...
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Key Factors To Consider When Creating An E-Commerce Marketplace
There’s more to starting an online business or taking a business into the digital marketplace than throwing up a website. A successful e-commerce marketplace sells compelling products and responds quickly to every customer service concern or inquiry. People are willing to buy just about anything from an e-commerce website these days – if it seems legitimate, safe and well-made. Does the e-commerce store you’re setting up look good, work well and...
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What Services Should You Look For In A Payment Gateway API?
When choosing a payment gateway API for credit card processing, it makes sense to look at the software that perfectly matches your business needs. However, there may be no perfect payment gateway API. There’s surely a company that lines up with your needs better than other choices. Thus, it's important to evaluate the payment processing features and API of a payment gateway while choosing a technology. You should look for a...
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