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UniPayGateway

May 18, 2017
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.

My works have been cited across media and payment blogs. I do my best to help businesses make the most efficient financial decisions that can positively and significantly improve their business growth.

Whether you are a seasoned investor or just starting out in the world of payments, my writing is designed to be accessible to everyone and help people navigate the complex world of payments. So if you want to stay up-to-date on the latest trends and insights in the payment industry, be sure to check out Paylosophy and my published works.

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. On a regular basis, I work with a team of knowledgeable technical people in the space, and I am passionate about finding creative solutions to the challenges presented by the Payments Industry.

I would be happy to help with any questions you might have regarding credit card payment processing, merchant services, EMV certifications, the various ways of becoming a payment facilitator or a payment platform, as well as any other Payment Industry related issues you might be struggling with. Feel free to follow me on Quora, and don’t hesitate to send me links to the specific Quora questions you would like me to answer.

Payment Processors Integration for Merchants and PayFacs

UniPay-to-UniPay integration

UniPay-to-UniPay integration provides a conceptually new approach for merchants and payment facilitators that face the need to integrate with some payment processors.

Integration “from scratch” involves multiple phases: each function (such as real-time and batch processing, tokenization, merchant on-boarding, and others) has to be re-certified with each new bank or processor the business integrates with.

However, this is not the case when a UniPay-based payment processing platform user integrates with another user of UniPay platform. Within the same payment technology, such as UniPay, all the necessary functions are unified, so classical payment gateway integration is replaced by cloud payment gateway integration. Basically, UniPay instances form a payment gateway cloud, allowing UniPay licensees to mutually benefit from each other’s local integrations with banks and processors, and smoothly provision and onboard and provision new merchants.

When a new business, using UniPay technology integrates with another user of the same technology, it automatically connects to a cloud of UniPay-based payment ecosystems.

The main advantage of UniPay-to-UniPay integration (or cloud payment gateway integration) is that it facilitates existing relationships with acquirers and processors, and allows UniPay platform licensees to save time on certifications and start processing transactions in almost no time.

Read more about payment gateway cloud in the respective article on the Paylosophy blog.

UniPay-to-UniPay Integration
UniPay-to-UniPay Integration

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