Integrated And Semi-integrated Solutions Diagram

Written by

James Davis

Written by James Davis

Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by

Kathrine Pensatori

Reviewed by Kathrine Pensatori

Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

What’s the difference between Integrated And Semi-integrated Solutions?

The key difference between integrated and semi-integrated payment terminal solutions is as follows. In an integrated payment terminal solution cardholder data is transmitted from the point of card entry (i.e. payment terminal) to the point-of-sale (POS) application, which then passes it to the payment gateway. In a semi-integrated solution (offered, among other providers, by UniPay Gateway platform) card data is transmitted from the terminal straight to the payment gateway. This allows to make PCI audit less complicated and might even get the merchant out of PCI scope.