September 1, 2014
Written by
James Davis
Written by James Davis
Senior Technical Writer at United Thinkers

Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights. Read more

Reviewed by
Kathrine Pensatori
Product Specialist at United Thinkers

Product specialist with more than 10 years of experience in the Payment Processing Industry. I help payment facilitators and PSPs solve their various payment processing issues. Read more

Unipay Platform Adds Support for Gift and Loyalty Cards as Well as Check 21 Processing

The latest release of UniPay Payment Management Platform expands its existing payment card processing capabilities with support for Private Brand Gift and Loyalty Cards as well adding new Check 21 functionality to its existing ACH processing capabilities.

New York, NY – (August 27, 2014): United Thinkers, a New-York based commercial open-source Payment Management Software provider, announces new Gift and Loyalty Card Features, the addition of Check 21 and pending Digital Currency Processing Integrations.

In addition to existing Credit, Debit, Pre-Paid, and EBT Card Processing functionality, UniPay now supports Private Brand Gift, Loyalty and Combo Cards to meet the growing demand for these card types in the Electronic Payment Transaction Processing Market.

The UniPay Platform provides a unified processing API for handling of credit cards, debit cards, EBT cards, pre-paid cards, gift, and loyalty cards, including management of points and rewards. This additional functionality makes UniPay the only product available where the structure and format of all basic operations remain the same across all Card Types as well as ACH Processing.

This release of the UniPay Platform also features the new logic for Check 21 support in the US, as an addition to existing ACH processing capabilities within the US, Canada, and Australia. New fields were added to the API to enable submission of additional identity verification information for ACH transaction processing in an effort to minimize ACH fraud

We continuously try to expand our product not only with new functionality, but also with support of processing networks, banks, and other gateways. With this release we’ve not only added the general infrastructure to handle gift and loyalty cards, as well as Check 21. We are now looking to incorporate digital currencies such as Ripple and BitCoin as supported payment types” says United Thinkers President Eugene Kipnis.

The particular appeal of The UniPay Platform is the open-source nature, affordable cost, and richness of offered feature set, as well as the advanced API’s and wide variety of Code Samples for easy integrations.

The two main components of UniPay are UniCharge and UniBill Modules ( UniPayGateway.com ):

The UniPay UniCharge Module is an advanced Processing and Remittance Engine supporting advanced functionality needed for transaction processing through a wide network of Processors and Gateway Partners.

The UniPay UniBill Module supports sophisticated Recurring Revenue Management capabilities, including Recurring Billing Support for any Payment Plan, Decline Recycle, Retry, and Recovery, Automated Credit Card Update Services, Automated Reserve Management, as well as Integrated Collections Management.

If you would like more details please contact [email protected]

About United Thinkers

United Thinkers is an enterprise software development company that specializes in payment gateway technology development. The UniPay Gateway, the company’s flagship product, is an enterprise-scale cluster-ready commercial open-source payment processing solution, utilized by the industry’s leading third-party payment processors and payment service providers. For more information about payment processing vision of UniPay, please visit our blog at Paylosophy.com

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