Skip to content
UniPayGateway
  • Why UniPay?
    • Merchant
    • ISO
    • Software Provider
    • Billing Company
    • Collections Company
  • Payment Solution
    • Payments as Service
    • White Label Gateway
    • On-Premises Solution
    • EMV Terminal Solutions
    • PayFac Model
  • Pricing
  • Services
    • Legacy System Replacement
    • Processing Consolidation
    • Payment Ecosystem Landscaping
    • PayFac Implementation
    • EMV Implementation
  • Webinars
  • Resource Hub
    • Trending Articles
    • Guides
    • Press Releases
    • Payment Advice
    • Infographics
    • Expert Consultation
    • UniPay Modules
    • Video Guides
    • FAQ
Demo
Home UniPay Gateway Payment Advice From ISO to Payment Facilitator
Share

Difference between ISO and PayFac

The number of payment facilitators at the modern merchant services market is rapidly growing. The concept of a payment facilitator is gaining popularity, alongside other concepts, defining different intermediary entity types, such as a payment service provider (PSP), a payment aggregator, merchant services provider (MSP), or an independent sales organization (ISO). Many present-day ISOs are considering the idea of switching to payment facilitator business model. Payment facilitators more actively participate in merchant underwriting and merchant funding processes, than ISO, and get more control of the process.

How to switch to the new operations model

In order to switch to the new operations model, an ISO needs to address some important issues. They include searching for a suitable payment processing partner (either an existing or a new one), studying its transaction pricing offering, and handling of a many technical aspects. For instance, if some card-present solution is to be implemented, then payment terminal fulfillment and related questions have to be carefully addressed. In essence, the task of a payment facilitator is to be able to handle all the stages of a merchant’s life cycle.

A detailed strategy for becoming a payment facilitator is provided on Paylosophy.

Question
Question?

Let us help you envision UniPay as part of your business

Request Demo

Our Blog
Our Blog

For expert payment advice, please visit our blog at Paylosophy.com

Visit Paylosophy

With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size.

Payments as a service

White Label Payment Gateway

On-Premises Pricing Model

EMV terminal solutions

PayFac Model

Request Demo

Our Services

  • Legacy System Replacement
  • Processing Consolidation
  • Payment Ecosystem Landscaping
  • PayFac Implementation
  • EMV Implementation

Who Are You?

  • Merchant
  • ISO
  • Software Provider
  • Billing Company
  • Collections Company

Social Media

  • Paylosophy
  • Facebook
  • Twitter
  • YouTube

Copyright © 2023 United Thinkers LLC

All Rights Reserved | Privacy Policy

All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only.