UniPay Gateway Payment Advice

Understanding EMV Liability Shift
The EMV liability shift seems to be something of a mystery to many merchants and merchant service providers. But EMV chip cards are here to stay, so it makes sense to better understand the shift and how EMV-enabled devices can perform well for you. But is it mandatory? And what about stolen cards? Has my company’s liability increased because of the transition? There’s really nothing complicated about understanding EMV chip technology and...
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A Modern Payment System With Terminal Cloud Solution Is Available Now
A terminal cloud solution that works well and supports EMV can help ease some pain points that companies experience when dealing with payment processing. Modern payment terminal software designed with today’s needs in mind isn’t just a dream, however. It’s a reality for those who use the right terminal application. The biggest recent change in the payment industry involves the EMV liability shift, and while EMV technology should be in place across...
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Bring Everything Together With An Omni-Channel Payment Platform
In-person sales, website transactions and assisted sales through call centers can all come together in one place with an omni-channel payment platform. Omni-channel systems provide a consistent experience and allow for having all information in one place, benefitting both your staff and your customers. So what’s not to like? Omni-channel processing gives you a consistent data stream from which you can easily pull data to help you make decisions, predictions and determine...
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EMV Transaction Fallback
EMV fallback transaction is an important concept, allowing companies, which accept card payments, to make the process of handling of EMV cards more flexible. EMV standard was introduced to make card payments more secure. However, in some cases EMV card chip cannot be read by the payment terminal. For instance, either the chip itself or the EMV card reader may be damaged in some way. When the chip cannot be scanned, the...
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Handling Interac Payments in Canada
If you are planning payment processor or payment gateway integrations in Canada, you have to keep in mind that you will need to implement special logic. Implementation of this additional logic is required by Interac Association, the major Canadian inter-bank debit network. Particularly, the new functionality, required by Interac network, is related to the mechanisms used in Canada for processing of card-present and card-not-present debit card transactions. To handle card present...
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Split Funding as the Advanced Payment Gateway Option
Split funding is one of the most important concepts in the modern merchant services industry. The need for split payments, naturally, arises when the process of purchase of products or services involves some entities beside the seller and the buyer. Even initially, these entities already included resellers, independent sales organizations (ISO), and merchant services providers (MSP). However, in modern market, the new concepts, such as convenience fees, merchant services reserves,...
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Get The Features You Deserve From Your Terminal Solution
You deserve the fullest possible range of features, so you must exclude terminal solutions that don’t offer you all the features you want. Terminal software is available to fully meet your needs. While not every terminal solution is the same, you can choose payment terminal software that goes beyond simply powering the payment terminal. You can find something that provides all the related payment services you need to run your...
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Understanding Reasons Merchant Accounts May Be Denied
Getting a merchant account can be hard for some startups, especially in certain fields of business. When a merchant account application is denied, there are usually specific reasons, and being denied means having to deal with higher processing fees from companies that will take high-risk merchants or not being able to take credit and debit cards at all. Merchant bank  and acquirer companies don’t make it easy for some companies. When...
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Embedded Or Non-Embedded Terminal Solution?
Understanding the difference between an embedded and a non-embedded terminal solution can make it easier for you to make an informed and intelligent decision. Terminal software isn’t all the same. So which of today’s terminal solutions is right for you? A payment terminal can be a slave to a master program that runs it. This approach, called a non-embedded terminal solution or a local footprint solution, enjoys wide acceptance in...
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Consider Integrated Payment Solution for Your Business
When software companies offer integrated payment solutions, they’re effectively giving merchants a much-needed break. Integrated payments mean much less duplication of effort, and that means everyone saves time, money and other resources in the long run. And just as important, other things are easier when there’s a single point of integration, including PCI compliance. Payment processing is complex enough as it is, and there’s no reason to duplicate effort and...
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Changing Processors Is More Complex Than Ever
For a payment service provider, changing processors is a more complex undertaking than ever before. Moving from one payment processor to another must involve consideration of things like onboarding integration, plus chargeback handling and much more. That’s because processors offer more than ever before. When you fully understand the modern processor migration process, you’re in the best position to make a decision about when and if you should change processors. Every PSP...
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Ready To Be Your Own Payment Service Provider?
Becoming a payment service provider is possible, but let’s be realistic: it’s a big task. Still, becoming a PSP is something your company can accomplish if you take it step by step and make the right decisions along the way. Payment service providers must deal with complex legal, governmental and budgeting issues and must establish strong banking relationship, but there are some shortcuts available. More information about becoming a PSP is available...
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Internet-acquiring and omni-channel payment platforms
When we are talking about an omni-channel payment platform, we mean that the platform provides a wide variety of services, related to processing of different kinds of payments. Omni-channel payment processing systems are most suitable for merchants, who both have online presence and accept payments through physical outlets. An online business, trying to get a merchant account, or a merchant, working only in e-commerce industry, does not necessarily have to look...
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How Software Companies Ease Customer Frustrations With EMV
EMV terminals can be very frustrating for customers, but software companies can play a role in easing these issues by setting an optimistic example. It also helps when the terminal software provided by a software company is as easy to use as possible too. Customers had gotten accustomed to traditional payment terminals after using them for years, but today’s EMV payment terminals are different. And often, the EMV technology isn’t as...
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Switch To Cost Plus Billing To Save On Credit Card Processing Fees
Credit card processing fees can be a major expense for many companies, but switching to cost plus billing can help you save. By reducing payment processing costs, you can improve your company’s bottom line. While the savings may be small, the more transactions you have, the more you can save. Blended rate processing may be the simplest to understand, but it may not be offering you the low credit card...
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About UniPay Gateway

UniPay Gateway is the accomplished payment gateway software, being flexible and customizable it meets the requirements of the most demanding clients.

The choice of UniPay gateway is the choice of the reliable, time and industry tested payment solution, which can help your business to become more competitive and profitable.

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