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“So, how much are you paying for transaction processing?” I once asked a friend of mine who owned a small retail store. According to his words, he was paying only 2.5%. But when we looked through his merchant statements, it turned out he was actually paying 5.8%. Quite a difference, isn’t it? Was that merchant […]

Date posted: January 3, 2019 | Author: | Comments Off on 3 Steps to Lower Your Processing Costs

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After the emergence of online marketplaces and affiliate marketing the need for split funding mechanisms became extremely relevant. It became obvious that conventional model, under which the processor withheld a certain part of every transaction as payment processing fee could not accommodate more complex split payment scenarios. As the new types of transaction participants emerged, new […]

Date posted: October 22, 2018 | Author: | Comments Off on Split Funding Models

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Getting a merchant account can be hard for some startups, especially in certain fields of business. When a merchant account application is denied, there are usually specific reasons, and being denied means having to deal with higher processing fees from companies that will take high-risk merchants or not being able to take credit and debit […]

Date posted: September 10, 2018 | Author: | Comments Off on Understanding Reasons Merchant Accounts May Be Denied

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When a merchant is approached by one or several processors, offering different pricing options, he needs to understand what groups of merchant services fees will represent the most considerable part of the processor’s revenue.  If a merchant processes large transaction volumes, then the major component in the total amount of fees charged will be represented […]

Date posted: January 13, 2016 | Author: | Comments Off on How to Save on Merchant Services Fees

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