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United Thinkers adds new point-to-point encryption logic to its terminal application, part of UniPay Gateway product New York, NY – (March 19, 2018): United Thinkers, a New-York based commercial open-source Payment Management Software provider extended the existing payment security and fraud prevention logic implemented in its terminal application with built-in point-to-point encryption solution. The already […]

Date posted: May 10, 2018 | Author: | Comments Off on United Thinkers Strengthens UniPay Gateway Security with P2PE

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The two most significant advantages of point-to-point encryption (P2PE) are as follows. If card data, transmitted from the terminal to the POS application (and on, to the payment gateway), is encrypted, the merchant application does not handle card numbers and the merchant’s PCI scope is reduced. Also point-to-point encryption provides an additional credit card fraud […]

Date posted: February 9, 2016 | Author: | Comments Off on Point To Point Encryption Diagram

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It is important to understand, that hardware security modules (or HSM) and tokenization appliances represent two types of devices which work together, but cannot replace each other. A tokenization appliance is intended for implementation of vault functionality. However, some functions related to encryption and decryption of cardholder data, are “delegated” to the HSM. In order […]

Date posted: January 13, 2016 | Author: | Comments Off on HSM, Tokenization Appliance, or both?

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The question of co-existence of EMV and P2PE in a single payment system or application becomes as relevant as ever in view of the approaching liability shift of October 15, 2015. While EMV is rarely used without point-to-point encryption, some companies rely on P2PE as their major protection. The optimal solution is to implement both […]

Date posted: April 12, 2018 | Author: | Comments Off on EMV, P2PE, or both?

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Historically, non-embedded terminal solutions were the first to dominate the payment terminal industry. Their history spans about three decades and they are still industry-accepted worldwide. However, with evolution of connectivity methods, when RS 232 connection ports were replaced by Ethernet ports and wireless connection, embedded payment terminal solutions started to gain popularity. Both embedded and […]

Date posted: January 13, 2016 | Author: | Comments Off on Embedded Payment Terminal Solutions

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