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The concept of merchant onboarding is extremely relevant for both prospective merchants and various types of payment aggregators and resellers, such as ISO, payment facilitators, and payment service providers. Merchant account applicants want to start accepting electronic payments as soon as possible, while payment aggregators of various sorts want to make payment experience for merchants […]

Date posted: May 28, 2020 | Author: | Comments Off on How Merchant Onboarding Works and How to Improve It

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The advance of payment facilitation services during the last decade was tremendous. Initial set of formal rules of the game for payment facilitators was adopted by card networks in 2011. Since then, the PayFac concept has gone a long way. As of now, we are witnessing a situation when independent sales organizations (ISO) are vacating […]

Date posted: April 22, 2020 | Author: | Comments Off on Payment Facilitators and Acquirers: Rivalry or Symbiosis?

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More and more present-day companies need to process electronic payments. Some of them already managed to make a transition from cash-based operations to online transaction processing. Following their example, new market players are trying to find the best solutions that would allow them to process electroinc payments for their core products. What it takes to […]

Date posted: February 3, 2020 | Author: | Comments Off on The Role of an Acquiring Bank in Transaction Processing

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People often tend to confuse the concepts of acquirer, payment processor, and payment gateway. A merchant acquirer or an acquiring bank is a bank that underwrites (and later funds) a merchant and (what is important) assumes the liability and risk, associated with credit card fraud and chargebacks. A payment processor handles the technical aspects of […]

Date posted: May 10, 2018 | Author: | Comments Off on Acquirer, Processor, Gateway: Who is who?

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Search for an acquiring partner is a common problem for many present-day companies, including merchants, ISOs, and payment facilitators. In essence, the acquirer is your business partner that assumes liability for you as your merchant bank. While many acquiring banks are happy to offer you merchant services, you should carefully consider all the factors that […]

Date posted: April 29, 2018 | Author: | Comments Off on Finding an Optimal Acquiring Partner for Your Business

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The choice of UniPay gateway is the choice of the reliable, time and industry tested payment solution, which can help your business to become more competitive and profitable.

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