A white label product or service is a third-party commodity you offer to your customers under your own brand. Let's assume, your company wants to provide some additional value. However, it does not have the necessary resources to implement it. In this case you can resort to the respective white label ...Read more
Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.
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Fintech industry is constantly evolving. Emergence of new types of players is an indicator of this evolution. Payment facilitator model is a relatively new concept. However, it is rapidly gaining popularity. Many people confuse it with other terms, such as payment aggregator, payment service provider, or merchant of record. If you want ...Read more
White-labeling concept has become very popular among electronic payment processing industry players. We can witness the emergence and development of white label payment processing services, white label payment facilitator, and white label payment gateway reseller models. Indeed, these business models have already proven their efficiency at the market. In this article we ...Read more
Electronic payment processing technologies become more sophisticated with every coming year. But as the process becomes more complex, new gaps emerge. And fraudsters are ready to use these gaps for compromising cardholder data. During pandemic-induced lockdowns, security of electronic payments has become even more relevant. That’s why every merchant or payment ...Read more
The decline in cash payments across the globe has driven the rising demand for point-of-sale (POS) Terminals. In particular, we are witnessing high demand for wireless devices such as tablets and smartphones capable of functioning as electronic POS terminals or cash registers. A great number of payment platforms and payment facilitators are ...Read more
Can you imagine a piece of clothes that perfectly fits you all your life, adjusting to all the changes happening to your body? Or clothes that grows with your kid? What could it be made of? Some advanced type of self-reproducing stretchable fiber or plastic, perhaps? In fact, science fiction writers ...Read more
The topic of becoming a payment facilitator is as fresh and relevant as ever for many companies. Indeed, during the last decade, we witnessed a real PayFac boom. We should admit, that, to a large extent, it resulted from demand for payment facilitation services and willingness of acquirers to delegate merchant ...Read more
Payment facilitator model is becoming increasingly popular among many types of companies. These include SaaS providers, investment firms, franchise owners, online marketplaces, and others. Thanks to its flexibility and profitability, PayFac model seems to perfectly adjust to the present-day market requirements. However, other models of merchant and referral services provision still ...Read more
The concept of merchant onboarding is extremely relevant for both prospective merchants and various types of payment aggregators and resellers. These include ISO, payment facilitators, and payment service providers. Merchant account applicants want to start accepting electronic payments as soon as possible. At the same time, payment aggregators of various sorts ...Read more
Traditionally, the term “contactless payments” referred to EMV payment solutions based on near-field communication (NFC) technologies. Almost every payment card or app user nowadays is familiar with such technologies as Visa payWave or MC PayPass. Not to mention Apple Pay and Google Pay. From cardholder’s perspective it is easy. You just ...Read more
United Thinkers updated its popular white paper on becoming a payment facilitator New York, NY – (April 27, 2020): United Thinkers, a New-York based commercial open-source Payment Management Software company has improved its evergreen white paper “Becoming a Payment Facilitator” in response to the present-day market challenges. United Thinkers has updated its popular ...Read more
The advance of payment facilitation services during the last decade was tremendous. Card networks introduced the initial set of formal rules of the game for payment facilitators back in 2011. Since then, the PayFac concept has gone a long way. As of now, we are witnessing a situation when independent sales ...Read more
United Thinkers comes up with a flexible payment technology offering to mitigate the consequences of the new economic recession New York, NY – (March 31, 2020): United Thinkers, a New-York based commercial open-source Payment Management Software company, has improved its UniPay Gateway technology offering, making it more flexible in response to the ...Read more
While half a year ago the economic recession was only a possibility, the 2020 stock market crash turned it into a tangible fact. The unprecedented impact of coronavirus on economy of all major countries triggered the end of an 11-year bull-market run. It made the key market indices plummet several times during ...Read more
United Thinkers updated its popular white paper on how to become a payment gateway provider New York, NY – (March 23, 2020): United Thinkers, a New-York based commercial open-source Payment Management Software company, has updated its evergreen white paper for those, who want to provide payment gateway services, in order to harmonize ...Read more