What is a Payment System Integration? Payment System Integration is quite a complex multi-stage procedure. However, the result is worth the efforts. All the works related to integration with a payment processor have to be done in constant close cooperation with the processor’s representatives. The processor has to open the project, assign ...
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James Davis
Senior Technical Writer at United Thinkers
Integration with PINless debit card networks has several advantages over integrations with regular card networks maintained by Visa and MasterCard.The first advantage is that there is no concept of chargebacks in PINless debit card networks. If the money is charged, the charge cannot be reversed. It means that merchants, whose chargeback ...
Read moreSometimes transaction processing can become problematic or even impossible due to loss of connection between merchant’s system and the processor’s (or bank’s) server (so-called timeouts), or due to some other errors.Timeouts, in their turn are caused either by connectivity problems or by the fact that, although a transaction is submitted and, ...
Read moreAny business wanting to process credit cards needs to handle card data. Recent development of payment card industry was followed by growing risks of credit card fraud of different sorts and identity theft. In order to protect cardholder data from being stolen or compromised, the so-called PCI compliance requirements were introduced. ...
Read moreRecurring Billing Solution Before implementing a specific recurring billing solution, a business must address each of the separate aspects, related to recurring payment platform implementation. Four key aspects to be taken care of are sometimes referred to as creation, compliance, conveyance and collections. Particular important issues associated with creation component of the recurring ...
Read moreWhile merchants are constantly facing the risk of consumer fraud, every payment service provider with many merchants in his portfolio is exposed to the threat of merchant fraud. As payment service providers bear financial liability for merchants in their portfolios, merchant fraud can result in substantial financial losses. In order to ...
Read moreAs the number and percentage of online payments is rapidly growing, companies need to review their approaches to online payment processing. If a company wants to become a payment service provider, it needs to establish relationships with merchants (future customers), payment gateways, and banks.Payment Gateway SolutionWhen it comes to relationship with ...
Read moreDue to expansion of merchant services industry we are witnessing nowadays, many businesses involved in payment card industry (credit card processing) in this or that way, face the temptation of switching to payment service provider operation mode, in order to increase their revenues.To become a payment service provider it is not ...
Read moreNowadays it becomes more and more evident that recurring billing goes far beyond simply charging certain amounts of money from customers at regular time intervals. Any recurring billing company wishing to select the most suitable billing system model to implement, must carefully analyze its particular needs and tasks the system is ...
Read morePayment system integration is a challenging, time-consuming and labor-intensive task. Any company that wants to integrate with a payment processor has to go through several important steps. Payment system integration is a process that requires much time, resources and efforts. Naturally, development resources for payment system integration must be allocated, but ...
Read moreIf your company stores customer payment information, you’re likely in the scope for required Payment Card Industry or PCI compliance. Correctly choosing among the available secure payment systems is essential to protecting your customer data, getting PCI compliant and doing business well, no matter how large your company grows.You’ll need to ...
Read moreIn today’s merchant services industry more and more businesses are dealing with recurring billing. The concept of recurring billing goes far beyond charging a certain amount at fixed time intervals. Subscription-based businesses need to keep in mind multiple recurring billing-related issues and features. Such aspects as availability of various recurring billing ...
Read moreNowadays merchant services branding is rapidly gaining relevance. More and more companies want to use Payment Pages and bill payment portals, and want the information displayed on those Payment Pages and portals to be branded.Different Payment Processing SolutionsAs people and organizations adapt various types of payment processing solutions, they face the ...
Read moreThe overall scale of online payments is rapidly growing around the world. More and more companies that assist other businesses with processing of electronic payments are emerging.More and more businesses are searching for optimal payment solutions to apply within the context of their particular needs. As the demand for these solutions ...
Read moreCredit Cards Batch ProcessingWhat are the options for a merchant when a batch of transactions gets declined? How can a business improve transaction approval rates? How can a merchant avoid unnecessary per-transaction processing costs? Why is it preferable to aggregate charges coming from the same merchant on a customer’s bank statement?The ...
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