There are two basic approaches, which a business can utilize, if it needs to integrate a terminal application into its payments ecosystem. Either it can use a standalone terminal solution, or an integrated terminal solution.In a standalone terminal solution the POS application does not interact with the terminal application in any ...
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James Davis
Senior Technical Writer at United Thinkers
UniPay Payment Management Platform completes integration with Subuno Fraud Protection Platform New York, NY – (November 06, 2014): United Thinkers, a New -York based commercial open-source Payment Management Software provider announces the completion of integration with Subuno Fraud Protection Platform. This integration further expands consumer fraud protection functionality currently provided by ...
Read moreMany retail industry players are currently considering the idea of supporting payment terminals and searching for optimal payment terminal solutions. The idea of payment terminal solution implementation becomes even more relevant, because of EMV standards are to be imposed upon US businesses pretty soon. In order to support EMV, a payment ...
Read moreUniPay Payment Management Platform implements a new configuration for High Availability, Load Balancing and Fault Tolerance for High Volume Processing Environments.New York, NY – (October 20, 2014): United Thinkers, a New-York based commercial open-source Payment Management Software provider announces the addition of new enterprise deployment configuration for High Availability in its ...
Read moreThe concepts of high availability and fault tolerance are rapidly gaining importance among companies that accept credit card payments. The concepts are especially relevant for enterprise merchants who process transactions around the world 24/7. Payment systems of such large-size merchants must always be available. On the other hand, payment gateway software ...
Read moreThe concept of open source software development is rapidly gaining popularity, especially in such industries as restaurant business, fitness center, POS etc. In recent years more and more companies started considering the option of switching from their existing payment processing platforms to open source payment gateways. Traditionally, payment gateway software was ...
Read moreIn its latest release, UniPay Payment Management Platform enhances its existing fraud prevention functionality with a set of new Merchant and Consumer Fraud Mitigation Tools for PayFac’s, PSP’s and Merchants.New York, NY – (October 1, 2014): United Thinkers, a New-York based commercial open-source Payment Management Software provider announces the addition of ...
Read moreAuthorize.Net, Network Merchants (NMI) and TransFirst Gateway Integrations added to the UniPay Payment Management Platform, Bringing the Number of Available Connections to 60New York, NY – (December 3, 2013): United Thinkers, a New-York based commercial open-source Payment Management Software provider, officially completed and certified payment gateway software integrations with Authorize.Net, NMI ...
Read moreUniPay Payment Management Platform’s latest partnership makes UniPay the Industry’s Leading Processor Agnostic Payment Management Platform not only due to features, but also in geographical scope of operations.New York, NY – (August 13, 2014): United Thinkers, a New-York based commercial open-source Payment Management Software provider, announces new partnership in Dubai, UAE, ...
Read moreThe latest release of UniPay Payment Management Platform expands its existing payment card processing capabilities with support for Private Brand Gift and Loyalty Cards as well adding new Check 21 functionality to its existing ACH processing capabilities.New York, NY – (August 27, 2014): United Thinkers, a New-York based commercial open-source Payment ...
Read moreMerchant fraud can often be detected by some kind of untypical behavior of the merchant. Deviations from historical averages of processed transaction volumes, abrupt change in processing patterns, untypical processing hours and entry modes, large numbers of even-amount transactions, long-term inactivity of the account – these are the criteria, signifying potential ...
Read moreKey Takeaways: EMV Certification Importance for Payment Security: EMV certification, representing Europay, Mastercard, and Visa standards, is crucial for payment gateways and proprietary payment ecosystems to ensure secure card-present transactions, especially with the advancement of NFC technology and SoftPOS solutions. Comprehensive Process for EMV Certification: Entities seeking EMV certification must consider hardware (terminals, ...
Read moreRecently some new rules have been introduced by card associations into transaction processing industry. As a result, card associations charge additional fees for repeated submission of declined transactions with some specific decline codes.On the most general level, card transaction declines can be classified as hard or soft ones. A soft decline ...
Read moreStore-and-forward mechanism implemented for offline transaction processing is and important solution allowing a merchant to process transactions in the cases when this merchant experiences connectivity problems with the processor’s application.Store-and-forward mechanism originates from the times when modems were introduced into credit card processing scheme and connectivity problems happened rather frequently.The mechanism ...
Read moreIn order to protect themselves from card fraud, which is more frequent in online transactions, than in retail ones, businesses need to implement special fraud protection tools. 3D Secure program is one of the special tools designed to prevent online card fraud. 3D Secure is an XML protocol, which creates another level ...
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