Recurring Billing Solution Before implementing a specific recurring billing solution, a business must address each of the separate aspects, related to recurring payment platform implementation. Four key aspects to be taken care of are sometimes referred to as creation, compliance, conveyance and collections. Particular important issues associated with creation component of the recurring ...Read more
Author of the Paylosophy blog, a veteran writer, and a stock analyst with extensive knowledge and experience in the financial services industry that allows me to cover the latest payment industry news, developments, and insights.
My works have been cited across media and payment blogs. I do my best to help businesses make the most efficient financial decisions that can positively and significantly improve their business growth.
Whether you are a seasoned investor or just starting out in the world of payments, my writing is designed to be accessible to everyone and help people navigate the complex world of payments. So if you want to stay up-to-date on the latest trends and insights in the payment industry, be sure to check out Paylosophy and my published works.
While merchants are constantly facing the risk of consumer fraud, every payment service provider with many merchants in his portfolio is exposed to the threat of merchant fraud. As payment service providers bear financial liability for merchants in their portfolios, merchant fraud can result in substantial financial losses. In order to ...Read more
As the number and percentage of online payments is rapidly growing, companies need to review their approaches to online payment processing. If a company wants to become a payment service provider, it needs to establish relationships with merchants (future customers), payment gateways, and banks. Payment Gateway Solution When it comes to relationship with ...Read more
Due to expansion of merchant services industry we are witnessing nowadays, many businesses involved in payment card industry (credit card processing) in this or that way, face the temptation of switching to payment service provider operation mode, in order to increase their revenues. To become a payment service provider it is not ...Read more
Nowadays it becomes more and more evident that recurring billing goes far beyond simply charging certain amounts of money from customers at regular time intervals. Any recurring billing company wishing to select the most suitable billing system model to implement, must carefully analyze its particular needs and tasks the system is ...Read more
Payment system integration is a challenging, time-consuming and labor-intensive task. Any company that wants to integrate with a payment processor has to go through several important steps. Payment system integration is a process that requires much time, resources and efforts. Naturally, development resources for payment system integration must be allocated, but ...Read more
If your company stores customer payment information, you’re likely in the scope for required Payment Card Industry or PCI compliance. Correctly choosing among the available secure payment systems is essential to protecting your customer data, getting PCI compliant and doing business well, no matter how large your company grows. You’ll need to ...Read more
In today’s merchant services industry more and more businesses are dealing with recurring billing. The concept of recurring billing goes far beyond charging a certain amount at fixed time intervals. Subscription-based businesses need to keep in mind multiple recurring billing-related issues and features. Such aspects as availability of various recurring billing ...Read more
Nowadays merchant services branding is rapidly gaining relevance. More and more companies want to use Payment Pages and bill payment portals, and want the information displayed on those Payment Pages and portals to be branded. Different Payment Processing Solutions As people and organizations adapt various types of payment processing solutions, they face the ...Read more
The overall scale of online payments is rapidly growing around the world. More and more companies that assist other businesses with processing of electronic payments are emerging. More and more businesses are searching for optimal payment solutions to apply within the context of their particular needs. As the demand for these solutions ...Read more
Credit Cards Batch Processing What are the options for a merchant when a batch of transactions gets declined? How can a business improve transaction approval rates? How can a merchant avoid unnecessary per-transaction processing costs? Why is it preferable to aggregate charges coming from the same merchant on a customer’s bank statement? The ...Read more
Have you ever wondered how merchant services industry works? Have you ever wondered how credit card payments are processed? Do you know how many players are involved in the credit card transaction processing and what criteria need to be considered by a business while selecting the right payment processor or gateway? Mini-Series “Payment ...Read more
Revenue collections services are critical for any business operating on recurring billing model. While subscription payments tend to make company's products and services more affordable, managing the stream of recurring revenue can represent a major challenge. It's great to give your customers flexibility of installment payments, but what do you do ...Read more
UniSell is an innovative open source paperless contract solution, which can be defined as a paperless sales system with integrated lead management and virtual terminal functionality. Built on top of UniBill and UniCharge, it adds the front-end functionality to these backend payment systems, while inheriting all of the powerful payment management features ...Read more