So what’s the anatomy of UniPay payment solution?
UniPay payment gateway is a highly robust, enterprise-scale open source payment processing solution and payment flow orchestration engine, designed to serve not only as a payment processing or recurring billing system, but also as a relationship management and merchant management platform.
UniPay is designed to accommodate equally well needs of small merchants with a single merchant account, large merchants with multiple accounts and multi-merchant businesses with numerous merchants, resellers and associated merchant accounts. It is also a preferred payment solution of numerous ISOs and payment service providers (PSPs).
With UniPay software solution you get a complete payment system that helps you handle the entire payment management cycle from the moment payment information is initially captured, until either successful payment settlement or credit bureau debt reporting.
UniPay payment solution incorporates over 10 years of operational experience in electronic payment processing, recurring billing and collections industries and combines it with the newest enterprise-scale, cluster-ready technologies. It is used by large and medium-sized companies with great success.
The entire payment solution is comprised of 4 modules:
- UniCharge – foundation of UniPay payment solution; electronic payments processing and funds remittance engine. Utilizing powerful processor agnostic architecture, it allows you to connect to numerous back-ends (payment processors, payment gateways and banks) in a unified, processor independent way
- UniBill – ultimate recurring billing and subscription management system, which operates on top of UniCharge and adds features and tools around recurring payments management and collections. Sophisticated recurring billing rules in conjunction with elaborate 1st party and 3rd party collections functionality make UniBill a unique solution for companies operating using recurring revenue model
- UniBroker – sophisticated and intelligent traffic broker designed to increase security of the entire payment solution and reduce PCI scope by simplifying and limiting the card holders data flow
- UniRead – modern terminal alternative that considers the terminal an independent processing server controlled by high-level API protocols from the remote client, not a slave to a master computer. With UniRead, the processing logic for all operations is in the terminal itself and PCI scope is reduced
Each module’s features are tailored towards needs of a specific industry segment.