UniPay Gateway

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Features

Features of UniPay Gateway

So what's the anatomy of UniPay? What features does it offer?

UniPay is an enterprise scale payment processing solution and payment flow orchestration engine, designed to serve not only as a transaction processing or recurring billing system, but also as a relationship management and merchant management platform.

UniPay is designed to accommodate equally well needs of small merchants with a single merchant account, large merchants with multiple accounts and multi-merchant businesses with numerous merchants, resellers and associated merchant accounts.

UniPay incorporates over 10 years of experience in payment processing, recurring billing and collections industries and combines it with the newest enterprise-scale technologies. It is used by large and medium-sized companies with great success.

The entire solution is comprised of 4 modules:

UniCharge – foundation of UniPay; transaction processing and remittance engine
UniBill – recurring billing, account management and collections
UniSell – paperless contract management and point of sale
UniBroker – traffic broker designed to increase security and reduce PCI scope

Each module’s features are tailored towards needs of a specific industry segment.

So what can UniPay do for you? Let's find out!

Common Questions

Is UniPay gateway a credit card processing software?

The answer to this question is yes and no. While in the general sense of the word, UniPay gateway definitely fits the definition of a credit card processing software package (since you can process credit cards through UniPay and use UniPay as either a payment gateway or a virtual terminal), the term “credit card processing software” is often used to designate a desktop application that you install on your computer to process credit cards. In this sense, UniPay is not “credit card processing software”, as it is an entirely web-based solution and has no components that could be installed on a desktop. The term “payment gateway software” would be a lot more appropriate to define UniPay gateway.

I heard several terms used to define a payment gateway. How does UniPay gateway fit in the picture?

Online payment gateway, credit card payment gateway, ecommerce payment gateway, internet payment gateway – these terms are commonly used in the payment processing industry to describe system involved in processing of electronic payments.

While payment gateway is a general, broad term, there are many related terms that simply highlight some specific aspect or feature of any given payment gateway and while some of these terms do not apply to each payment gateway on the market, UniPay gateway does fit the definition of each of these terms.

Online payment gateway (or internet payment gateway) is a payment gateway that is available through on-line access, usually over HTTPs protocol. UniPay gateway is a web-based solution and it is an online payment gateway.

Credit card payment gateway is a payment gateway that processes credit cards. An alternative to the credit card payment gateway can be ACH/EFT payment gateway, which would deal with bank transfers as opposed to credit card transactions. UniPay gateway handles both credit (and debit) card transactions as well as ACH/EFT transfers in a unified way.

eCommerce payment gateway can imply a classical payment gateway with some enhanced eCommerce capabilities, such as IP address filtering, support for 3D Secure as well as some other integrated fraud prevention tools. While eCommerce is not the primary field of application for UniPay Gateway, it does support most of the features necessary for on-line merchants. This includes full support for card-not-present transactions, IP address filtering, integration with 3D Secure and many other useful features.

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